78745, TX Homes For Sale

In January 2025, the average home price in Texas was $335,600, marking a 1.1% year-over-year increase. While prices are rising, home sales have dipped 1.2%, and inventory has grown 14%, giving buyers more choices. After peaking at $371,800 in May 2022, the market saw a slight adjustment in 2024, settling at $350,800 before stabilizing this year.

Texas' real estate market isn't booming, but it's holding strong. With wide-open spaces, no state income tax, and cities that keep growing, Texas remains a prime spot for homeowners and investors alike. If you're thinking of making a move, now's the time—before the Lone Star State's prices start riding up like a Texas sunset! 🌅

Wichita Falls and Amarillo should be at the top of your list if you're looking for the cheapest housing in Texas. In Wichita Falls, homes go for a median price of just $181,000 as of January 2025—talk about a budget-friendly find! 🏡 With prices this low, you'll have plenty left over to explore the outdoors or grab a bite at a local diner. 🍔

Over in Texarkana, homes are even more affordable, with a median price of $208,000. This city, right on the Texas-Arkansas border, gives you the charm of small-town life without the hefty price tag. 🌟 It's like getting a high-value deal with the bonus of two states to explore!

If you're looking to buy a house in Texas without sky-high prices, San Antonio and Fort Worth are your best options. In January 2025, San Antonio's median home price was $255,000, with a steady 2% year-over-year increase—offering affordability, strong job growth, and no state income tax to eat into your savings. Plus, with its rich history, vibrant culture, and booming tech sector, San Antonio is a great place to put down roots.

Meanwhile, Fort Worth brings big-city amenities with a laid-back Texas charm. With a median home price of $330,000, up 2.2% from last year, it's a solid investment in a city that's growing fast but still keeps its cowboy spirit. Strong job opportunities in industries like aerospace, healthcare, and logistics make it a smart buy—whether you're a first-time homeowner or an investor looking for long-term value. 🤠🏡

Yes, now is the best time to buy a house in Texas. The median home price is $335,600, up just 1.1% from last year, meaning prices are rising steadily but not skyrocketing. Plus, with inventory up 14%, buyers have more choices and less pressure—think of it as a Texas-sized buffet of housing options!

While interest rates remain a factor, Texas' strong job market and no state income tax make homeownership a smart long-term investment. Waiting could mean higher prices and more competition as the market stabilizes. If you're looking for affordability, now's the time to lock in a home before demand picks up! 🏡🤠

Maybe—but don't expect a market crash. In Dallas and San Antonio, home prices have already dipped slightly, with Dallas down 2.3% and San Antonio down 2.7%. Increased supply and affordability concerns could push prices down further in these areas.

Austin's market is also cooling, with prices slightly lower year-over-year and homes taking an average of 67 days to sell. But in high-demand cities like Houston, prices are holding steady, thanks to strong job growth and continued migration—so don't expect a sudden bargain.

Mortgage rates will likely stay between 6-7% in 2025, and rising property taxes and insurance costs could pressure some sellers to lower prices. If you're looking for the best deals, focus on markets where inventory is rising—that's where you'll have the most negotiating power. 🏡💰

If you're buying a house in Texas, plan to save 10% to 20% of the home price for your down payment—plus a little extra for closing costs, moving expenses, and maybe a backyard grill (because, let's be real, you'll need one). 🍖🔥

🏡 First-Time Homebuyer
If you're looking at starter homes in Texas, you'll need to save at least $10,000 to $20,000. This covers your down payment, closing costs, and inspection fees. Texas is known for its affordable housing, but don't forget about property taxes—which are among the highest in the country. In places like Dallas and Houston, annual property taxes can easily be 2-3% of your home's value, so budget accordingly unless you want a surprise tax bill bigger than your mortgage.

👨‍👩‍👧‍👦 Family Buyer
For families eyeing single-family homes in Texas suburbs like Frisco, The Woodlands, or Round Rock, expect to save $20,000 to $40,000. Texans love space—so whether it's a big backyard for BBQs or a game room for Friday night football, you'll want a home that fits your lifestyle. HOA fees in planned communities range from $50 to $500 per month, covering everything from security to neighborhood pools and golf courses.

💸 Luxury Homebuyer
If you're aiming for luxury real estate in Austin's Hill Country, Highland Park in Dallas, or Houston's River Oaks, prepare to save $50,000 or more. These high-end homes come with hefty down payments, premium HOA fees, and property taxes that can rival a small mortgage. Many luxury buyers go for ranch-style estates, lakefront homes, or high-rise penthouses with skyline views.

Texas may have no state income tax, but those property taxes and maintenance costs can add up—especially if you're buying acres of land. So, plan your budget wisely, and make sure you leave room for what really matters: good BBQ, cold beer, and Friday night lights. 🤠🏡

Yes! Texas offers one of the best homestead exemptions in the country, helping homeowners lower their property tax burden. You can get a $100,000 exemption on your primary residence, meaning the first $100,000 of your home's value is not taxed. 🏡💰

But that's not all—Texas also caps annual property tax increases at 10% for homesteaded properties, so even if your home's value skyrockets, your taxes won't spiral out of control. 🚀

To qualify, you just need to own and occupy your home as your primary residence by January 1st. No state income tax, a big property tax break, and some of the lowest home prices in the country? Sounds like Texas wants you to keep more of your money for cowboy boots. 🤠🔥

If you're looking for new construction homes in Texas with that fresh-paint smell, the state has plenty of options—just bring your cowboy boots and a solid Wi-Fi plan. 🤠🏡

Most buyers looking for new construction head to Dallas-Fort Worth, Austin, and Houston, where booming job markets and expanding suburbs mean endless new builds. Master-planned communities in Frisco, McKinney, and Prosper offer spacious homes, top-rated schools, and community perks like pools and hiking trails.

New construction prices vary, but with Texas' no state income tax and lower cost of living, you'll get more house for your money—so go ahead and upgrade to that home office or media room. 🎬🏡

If you're looking to invest in Texas real estate, focus on rental demand, job growth, and appreciation potential. Texas checks all the boxes. 💰🏡

For high rental demand, Dallas-Fort Worth is a top pick. Hotspots like Arlington, Irving, and Plano have strong job markets and a booming tech sector. With a metro population of over 7.5 million, you'll never run out of tenants. 📈

If short-term rentals are your game, Austin is a goldmine. Areas like East Austin and Round Rock attract tech professionals and festival-goers year-round. That makes Airbnb-friendly properties a smart buy. 🎸🌆

In Houston, look at The Heights, Katy, and Sugar Land. A mix of single-family homes and multi-unit properties offer high occupancy rates and solid appreciation. The city's diverse economy and energy sector growth keep demand strong. ⚡🏠

For long-term appreciation, San Antonio is on the rise. Affordable neighborhoods like Alamo Ranch and Stone Oak have low entry costs and steady appreciation. They're ideal for buy-and-hold investors. 📊

If you're looking for condos for sale in Texas with low HOA fees, there are several cities where you can find options that won't break the bank. 🏡💸

For affordable HOA fees under $300, cities like San Antonio and Houston are great places to start. In San Antonio, you'll find condos with fees ranging from $150 to $250 per month—perfect if you want a simple, no-frills living experience. Similarly, Houston offers condos with fees around $200 to $300, especially in older communities or in neighborhoods like Midtown and Montrose. 🏢✨

Dallas is another solid option for low HOA fees, with fees ranging from $200 to $350 in neighborhoods like Uptown and Oak Lawn. However, keep in mind that newer builds and buildings with extensive amenities tend to have higher fees. Fort Worth also offers affordable condos with fees of around $250 to $350 in areas like TCU and Cultural District. 🌆🏡

Before signing, always read the fine print for special assessments. That low HOA fee might seem like a win, but a surprise repair bill could come knocking when you least expect it. 🔍📑