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Cost of Living in
Houston

Living cost is 6.5% lower than avg
Families spend upto $8,225/mo on avg
Homeowners spend $7,822/mo on avg
Renters spend $4,405/mo on avg

Cost of Living in
Houston

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A Breakdown of the Cost of Living in Houston, TX

U.S. Avg.

Houston, TX

Difference Diff

Home Price

$532,491

$417,403

22%

Apartment Rent (per month)

$1,367

$1,356

U.S. Avg.

Houston, TX

Difference Diff

Phone (per month)

$219.4

$202.24

Total Energy (per month)

$200.23

$182.12

U.S. Avg.

Houston, TX

Difference Diff

Grocery Staples

Corn Flakes (per box)

$6.79

$5.21

23%

Frozen Corn (per bag)

$2.41

$2.2

Frozen Meal (per package)

$4.85

$3.79

22%

Cooking Oil (per bottle)

$6.16

$9.14

48%

Detergent (per bottle)

$19.51

$20.72

Facial Tissues (per box)

$2.85

$2.14

25%

Sweet Peas (per can)

$1.83

$1.65

10%

Sugar (per bag)

$4.66

$5.07

Bread (per loaf)

$3.87

$4.05

Frying Chicken (per lb)

$1.64

$1.61

Meat & Poultry

Chicken (per lb)

$1.71

$1.65

Steak (per lb)

$14.54

$15.7

Sausage (per lb)

$5.23

$4.73

10%

Ground Beef (per lb)

$8.61

$7.38

14%

Snacks & Beverages

Soft Drink (per bottle)

$3.45

$2.93

15%

Potato Chips (per bag)

$5.54

$4.11

26%

Coffee (per lb)

$6.55

$6.34

Fresh Orange Juice (per half gallon)

$5.22

$4.84

Fruits & Vegetables

Peaches (per can)

$4.4

$2.76

37%

Lettuce (per head)

$1.98

$1.76

11%

Bananas (per lb)

$0.64

$0.72

12%

Potatoes (per bag)

$5.58

$5.28

Dairy & Eggs

Parmesan Cheese (per lb)

$4.69

$4.79

Margarine (per lb)

$1.3

$1.38

Eggs (per dozen)

$3.98

$4.01

Whole Milk (per gallon)

$4.08

$4.62

13%

Seafood

Chunk Light Tuna (per can)

$1.22

$1.23

U.S. Avg.

Houston, TX

Difference Diff

Tire Balance (per tire)

$70.23

$72.96

Gasoline (per gallon)

$2.9

$2.78

U.S. Avg.

Houston, TX

Difference Diff

Doctor Visit (per visit)

$116.03

$103.07

11%

Dentist Visit (per visit)

$145.11

$144.42

Ibuprofen (per bottle)

$12.38

$11.56

Prescription Drug (per month)

$20.8

$20.77

Optometrist Visit (per visit)

$95.27

$171.19

80%

U.S. Avg.

Houston, TX

Difference Diff

Women’s Slacks

$35.43

$51.04

44%

Boys’ Jeans

$29.47

$33.03

12%

Men’s Shirt

$39.36

$49.31

25%

Wine (per bottle)

$7.51

$10.96

46%

Beer (per 6-pack)

$11.17

$10.77

Veterinary Services (per visit)

$65.33

$67.83

Tennis Balls (per pack)

$3.59

$4.2

17%

Yoga (per class)

$12

$23.65

97%

Movie (per ticket)

$11.67

$12.29

Newspaper (per copy)

$19.31

$27.06

40%

Washer Repair (per service)

$109.47

$90.52

17%

Women Slacks

$34.88

$51.35

47%

Boy Jeans

$29.51

$28.87

Man Dress Shirt

$39.05

$49.25

26%

Dry Cleaning (per item)

$13.45

$14.69

Shampoo (per bottle)

$1.55

$1.51

Toothpaste (per tube)

$3.64

$4.15

14%

Beauty Salon (per visit)

$47.5

$67.93

43%

Haircut (per cut)

$27.08

$27.5

Fried Chicken (per serving)

$4.37

$4.95

13%

Pizza (per pizza)

$11.99

$12.42

Hamburger (per serving)

$5.28

$4.89

Houston, we have a problem—but it's not the cost of living in the city. The cost of living in Houston is 22% lower than the national average, so you have more breathing room in your budget without sacrificing any big-city perks. With robust energy, healthcare, and tech sectors fueling its economy, Houston continues to attract new residents seeking opportunity, affordability, and a slice of Southern hospitality.

Housing in Houston is 22% lower than the national average. The average house price in Houston is $417,403, compared to the national median of $510,000. A 15–20% down payment means you have to pay $47,000 to $63,000 upfront. Monthly mortgage payments are significantly lower in Houston than those in most major metros. You will also get more living space, especially in areas like Spring Branch, Alief, or Pasadena.
Renting in Houston is 0.8% lower than the US average. A one-bedroom home in Houston costs $1,356 per month, and a two-bedroom is $1,508. While this is relatively affordable, you may only find features like in-unit laundry, gated parking, or modern finishes in newer developments, or more affluent areas like Midtown or The Heights. Older buildings tend to have basic amenities and less walkability.
Utility costs are 7% lower the US average. Electric bills in Houston typically range from $182.12 per month, and tend to spike during summer months. Water and sewer services add $55 to $100, while high-speed internet packages cost $202.24 monthly. Properties in flood-prone zones come with additional flood insurance premiums, which range from $500 to $1,500 annually. HOA fees between $250 and $400 are common in Houston's townhomes and condos.
Food prices in Houston are 2% lower than the US median. A gallon of milk costs $4.62, compared to $4.30 nationally, or $5 in Miami. If you're a family of four, you could spend $1,100 to $1,400 each month on groceries. If you're a single adult, budget around $350 to $500 per month, depending on whether you prefer fine-dining or hitting up Houston's legendary food trucks.
Transportation costs in Houston are 11.32% higher than the US average. The gas cost in Houston is $2.78 per gallon, which is 8% higher than Dallas at $2.75, and 12% above San Antonio at $2.65. Monthly car insurance premiums average $195 in Houston, which is 6% higher than the national average of $183. Even with parking fees, tolls, and regular car maintenance, driving remains essential in Houston due to its vast size and limited public transit.
Healthcare costs in Houston are 0.97% higher than the national average. A routine check-up is $103.07, compared to $137 in Dallas or $145 in Austin. That makes Houston a more affordable option for healthcare among major Texas cities. If you twist your ankle line dancing at Billy Bob's, an ER visit can cost $2,200 without insurance.
Miscellaneous expenses are 10.28% higher than the national average. This covers rodeo season tickets, gym memberships (averaging $40 to $70 per month), and weekend BBQ adventures in Montrose. A family day at Space Center Houston costs up to $140, while date nights in River Oaks may exceed $120.

Moving to Houston? Get ready for a mix of affordability and big-city living. The heat is free—but make sure your paycheck can handle everything else that comes with Space City!👉 Next Step: Compare single-family homes in Houston, Texas

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Is Living in Houston, TX Expensive?

No, Houston is not expensive to live in. The overall price of living in Houston is 6.5% lower than the national average, making it one of the more affordable major cities in the US. Housing is a major bonus; the cost of a house in Houston is 22% lower than the national average, and renting is 0.8% cheaper. Utilities and food are also comparatively cheaper, while healthcare costs are 0.97% below the national norm.

With a $700K budget, you can buy a spacious, newly built home in a desirable Houston neighborhood like The Heights or Bellaire. That same amount might only get you a small condo in cities like San Diego or Boston. For middle-class families, Houston offers good value, especially if you prioritize space, employment opportunities, and affordability.

Housing in Houston

If you're buying a home in Houston, you'll be glad to know that your dollar goes much further than in most other major metros. Housing in the Bayou City costs 22% lower than the US average, making it one of the most affordable markets among America's top 10 cities. With mortgage rates ranging from 6.5% to 7%, and the average house price in Houston at $417,403, your monthly payments remain manageable. Let's break it down:

Buying a House in Houston

For young adults or single people, homes in Midtown and Montrose is a popular pick, with walkable nightlife and cultural attractions like the Contemporary Arts Museum Houston and the Menil Collection. Condos here start at $160,000, while single-family homes average around $300,000. At that price, your mortgage payments will range from $1,890 to over $2,500 per month, excluding insurance and taxes.
If you're a married couple with young children (under 6), expect to pay $600,000 to $700,000 for a three-bedroom home in Katy, Cypress or Pearland. Homes with backyards in Sugar Land are popular choices for families seeking space. Schools in Katy ISD, ranked Houston's best-rated school district and #7 in Texas, make these areas particularly appealing.
For married couples with older children (ages 6 to 17), you can find spacious four-bedroom homes in Houston for $700,000 - $800,000. Neighborhoods in Cypress-Fairbanks and Spring Branch offer excellent value, with access to highly-rated schools. For those seeking luxury, River Oaks and Memorial offer premium properties exceeding $1 million.

Renting a House in Houston

Rent in Houston, TX, is 0.8% lower than the national average. While the typical US rent sits at $1,530 per month, Houston renters pay an average of 1,356, depending on the neighborhood and property size. Let's break down average rental costs across the city:

If you're a young adult or single, rent for a one-bedroom home in Montrose or Neartown averages $1,550 per month. Montrose is popular for its eclectic nightlife and vibrant dining scene, while Midtown offers high-rise living with easy downtown access. More affordable options in Kashmere Gardens or Golfcrest range from $1,250 monthly.
If you're a married couple with young children (under 6), you can pay $1,850 per month for a two-bedroom apartment in Pearland or Cypress. These family-friendly areas come with playgrounds, community pools, and quality daycare centers. Cypress, in particular, provides newer complexes with built-in family amenities, while Pearland is known for its safe neighborhoods and community ties.
For families with older children (ages 6 to 17), renting a three-bedroom home in Sugar Land or Friendswood typically costs $2,400 per month. Rentals near highly-rated schools, like those in Fort Bend ISD in Sugar Land and Friendswood ISD in Friendswood, tend to be at the higher end of this range.
If you're downsizing, you could spend $1,900 per month renting one- or two-bedroom homes in Spring Branch, Bellaire, or Clear Lake. These neighborhoods offer convenient access to medical facilities and shopping centers. Many complexes feature senior-friendly amenities, such as ground-floor units, elevators, and community shuttle services.
If you're an international student, budget $1,400 per month for communal housing near universities. Shared spaces in Third Ward and Midtown start at $1,200. Popular areas like University Place, Greater Third Ward, and Bellaire are well-connected to local colleges.

Utilities in Houston

Food and Groceries in Houston, TX

Transportation in Houston

Healthcare in Houston

Healthcare costs in Houston are 0.97% higher than the national average, giving you a bit of breathing room when it comes to medical bills. But while regular check-ups and prescriptions are more affordable here than in many other major metros, out-of-pocket costs can still stack up.

Doctor Visit — $103.07 per visit: A visit to the doctor in Houston typically costs just under the national benchmark. This covers standard appointments like annual physicals, cold and flu symptoms, blood pressure management, or getting a prescription refill. If you're seeing a specialist—say, a dermatologist for that Texas sunburn or an endocrinologist for thyroid checks—costs may be higher, depending on your provider and coverage.
Dentist Visit — $144.42+ per visit: Dental care in Houston is straightforward and affordable. A basic cleaning averages $144.42, while a cavity filling may range from $145 to $190. That's less than what you'd pay in cities like Los Angeles or New York, where cleanings alone can exceed $130. Even extras like fluoride treatments or bitewing X-rays tend to be 5–10% below national averages.
Optometrist Visit — $171.19+ per visit: A routine eye exam averages $171.19, which includes vision testing and a prescription update. If you're going for a contact lens fitting, expect to add $50 to $120 more. Treating eye conditions like dry eye or astigmatism might cost more, but Houston optometrists often offer bundled services at discounted rates.
Prescription Drugs — $20.77+ per package: A 30-day supply of Lisinopril (for blood pressure) can cost $10–$18, and Metformin (for diabetes) ranges from $14 to $32. Need antibiotics? Amoxicillin will usually cost $18–$28 without insurance. Pharmacies like H-E-B, CVS, and Walgreens often run discount programs that make these meds even more accessible.
Over-the-Counter Meds — $11.56+ per package: Stocking your medicine cabinet won't cost a fortune in Houston. Ibuprofen and acetaminophen range between $11.56, allergy relief meds like Claritin are $10–$12, and cold/flu medications such as DayQuil or Mucinex hover around $11 to $13. Between Houston's allergy seasons and its sprawling freeway system, it's smart to keep these on hand.

Houston offers real savings in healthcare, especially when compared to coastal hubs like San Francisco, Los Angeles, or New York. The city's warmer climate and car-based lifestyle can also help cut down on winter-related illnesses and joint pain—though you'll probably swap in heat rashes and AC-related sniffles. Whether you're managing a chronic condition or just in for a quick check-up, Houston keeps your health costs under control. It's still wise to get health insurance. The average cost of a doctor's visit in Houston is around $103.07*, and monthly premiums for health insurance typically range between $500* and $913*, depending on your plan and coverage.

*Disclaimer: These figures are averages and can vary based on individual circumstances and specific insurance providers. It's recommended to compare plans and consult with insurance professionals to find the best coverage for your needs.

Miscellaneous Costs in Houston

Miscellaneous expenses in Houston are 10.28% higher than the national average. From grooming to grabbing tacos on a Tuesday night, living in H-Town means budgeting a bit more for the little things in life.

Food and Drinks: Houston's food scene is as massive as its highway loops. A burger at a local diner averages $4.89, while a sit-down meal with a drink and entrée often ends up between $28 to $35. Love tacos? You're in luck—Houston's taco trucks charge $3 to $5 per taco, depending on the neighborhood. A sushi roll at a mid-range spot ranges from $11 to $17. For your caffeine fix, a regular brewed coffee is $6.34, while a pint of local craft beer sets you back $6-$8—cheaper than some cities, but it still stacks up on game day.
Personal Care and Grooming: Keeping up appearances in a humid city is no joke. A standard haircut costs $27.5, while a salon visit (shampoo, blow-dry, style) averages $67.93. Skincare treatments range from $65 to $115, and basic manicures go for $22 to $30. Massage services start at $80, but it's worth it after battling I-610 traffic all week.
Clothing and Laundry: Thanks to Houston's year-round heat and occasional downpours, your wardrobe may need a little extra planning. A dress shirt costs about $49.31, while a solid pair of jeans is $33.03. Professional dry cleaning comes in at $14.69 per visit—but if you've got in-unit laundry, consider that a financial victory.
Fitness and Entertainment: Houston offers plenty of ways to stay active. A yoga class averages $23.65, while a movie ticket will cost $12.29. For fun on a budget, visit the walking trails at Buffalo Bayou Park, cycle through Terry Hershey Park, or catch a free performance at Miller Outdoor Theatre.
Pet-Related Expenses: A routine vet visit in Houston costs $67.83, while emergency services can exceed $550. The city is incredibly pet-friendly, with spots like Johnny Steele Dog Park and Levy Park offering off-leash play areas. Whether you've got a purse pup or a rescue mutt, caring for your fur baby here isn't cheap—but the city's amenities make up for it.

What Salary Do You Need to Live in Houston, TX?

The average salary in Houston is 6.5% lower. Thanks to a cost of living 6.5% lower than the national average, your income stretches further than it would in cities like Los Angeles or New York. Still, major expenses like housing, groceries and healthcare can stack up quickly. Here's a breakdown:

Homeowners spend $93,864 per year: This includes mortgage payments, property taxes, utilities, insurance, food, transportation, healthcare, and entertainment. Flood insurance and HOA fees may add extra costs in certain neighborhoods.

Renters spend $52,860 per year: Factor in rent, utilities, internet, groceries, basic healthcare, and transportation. Living in a central neighborhood or relying on rideshares can push this figure higher.

Families with kids spend $98,700 per year: This covers a larger home or apartment, higher grocery and healthcare costs, childcare or school expenses, and additional transportation needs like a second vehicle or school commuting.

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What is a Cost of Living Calculator?

A cost of living calculator helps you compare the expenses required to live in a different location. The calculator factors in various living expenses like housing, food, utilities, transportation, fitness, and entertainment, and helps you estimate how much salary you need to live in that city. Since the cost of goods and services varies in different cities, a Houston cost of living calculator can help you decide whether moving to this city makes financial sense.

About Cost of Living Data

The data used to determine Houston's cost of living is sourced from the Council for Community and Economic Research (C2ER). Published since 1968, COLI data is recognized by the U.S. Census Bureau and the Bureau of Labor Statistics. This organization regularly updates its data to offer a detailed and well-researched view of living expenses in cities across the country. An independent Advisory Board reviews C2ER’s data collection methodologies and quarterly publications to ensure consistency and quality. For more information, visit www.coli.org. Data published as of Oct 2025.

Frequently Asked Questions

How much is gas in Houston?

The cost of gas in Houston averages $2.78 per gallon, making it more affordable than the national average. But with Houston's urban sprawl and reliance on cars, gas costs can add up fast. Also, be prepared for occasional congestion on I-10, US-59, or the 610 Loop during rush hour.

Is Houston a good place to live?

Yes, Houston is a great place to live because of its job opportunities, cultural diversity, and zero state income tax. The city is home to the renowned Texas Medical Center, and multiple Fortune 500 companies. Family-friendly suburbs like Sugar Land and The Woodlands offer top-rated schools and spacious, affordable homes.

What is the cost of living in Houston, TX?

The overall cost of living in Houston, TX is 6.5% lower than the national average. Housing costs are especially affordable compared to coastal cities. While central areas like River Oaks and Montrose are pricier, neighborhoods like Alief, Pasadena, and Spring Branch offer budget-friendly living options.

What is the average rent in Houston, TX?

A one-bedroom home in Houston rents for $1,356 per month, depending on location. Trendy neighborhoods like Midtown, Museum District, or The Heights come with higher rents, thanks to their walkability, and amenities like fitness centers, rooftop lounges, and pet spas.

How much is a two-bedroom apartment in Houston?

A two-bedroom apartment in Houston ranges from $1,800 to $2,600 per month. Premium locations like West University, River Oaks, and Downtown can go even higher, especially in high-rise buildings with pools, parking garages, and concierge services.

What is the average price of utilities in Houston?

Monthly utilities in Houston cost between $160 and $240, including electricity, water, sewer, and trash. Air conditioning is a must during Houston's long, humid summers, so expect higher bills from June to September.

How much is childcare in Texas?

If you're moving to Texas and wondering about childcare costs in Houston, expect to pay between $800 and $1,200 per month for toddlers. Prices vary depending on the neighborhood. Daycare centers in areas like The Heights or Montrose generally charge more than home-based care options in suburbs like Cypress or Pearland.

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Data provided by Redfin, a national real estate brokerage.

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Cost of Living in
Houston

Enter the city you're moving from

A Breakdown of the Cost of Living in Houston, TX

Find your
dream home in Houston, TX

Is Living in Houston, TX Expensive?

Housing in Houston

Buying a House in Houston

Renting a House in Houston

Utilities in Houston

Food and Groceries in Houston, TX

Transportation in Houston

Healthcare in Houston

Miscellaneous Costs in Houston

What Salary Do You Need to Live in Houston, TX?

Is Houston, TX Too Expensive? Find Homes in Houston, TX as Per Your Budget

Discover your place in Houston, TX

What is a Cost of Living Calculator?

About Cost of Living Data

Frequently Asked Questions

How much is gas in Houston?

Is Houston a good place to live?

What is the cost of living in Houston, TX?

What is the average rent in Houston, TX?

How much is a two-bedroom apartment in Houston?

What is the average price of utilities in Houston?

How much is childcare in Texas?

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Cost of Living in Houston

Enter the city you're moving from

A Breakdown of the Cost of Living in Houston, TX

Find your dream home in Houston, TX

Is Living in Houston, TX Expensive?

Housing in Houston

Buying a House in Houston

Renting a House in Houston

Utilities in Houston

Food and Groceries in Houston, TX

Transportation in Houston

Healthcare in Houston

Miscellaneous Costs in Houston

What Salary Do You Need to Live in Houston, TX?

Is Houston, TX Too Expensive? Find Homes in Houston, TX as Per Your Budget

Discover your place in Houston, TX

What is a Cost of Living Calculator?

About Cost of Living Data

Frequently Asked Questions

How much is gas in Houston?

Is Houston a good place to live?

What is the cost of living in Houston, TX?

What is the average rent in Houston, TX?

How much is a two-bedroom apartment in Houston?

What is the average price of utilities in Houston?

How much is childcare in Texas?

Calculate Cost of Living Across US Cities

Homes For Sale Near Me

Homes For Sale in Popular US Cities

Homes For Sale in Popular US Neighbourhoods

Homes For Sale FAQs

Find Homes For Sale Near You

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Cost of Living in
Houston

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