Florida ranks #1, not just for its economy and education, but for termites too! Homeowners in the state spend a staggering $500 million annually to fix termite-damaged properties. But why should you care?
Well, if you pay just $378 to $513 on a home inspection in the Sunshine State, you can save up to $14,000 on repairs! 88% of buyers don’t skip a home inspection — and for good reason. Find a home inspector today to guarantee your peace of mind!
How Much Is a Home Inspection in Florida?
The average cost of home inspections in the Sunshine State ranges from $378 to $513. Here’s how much Florida home inspection cost per square foot:
| Home Size (in sq. ft.) | Average Cost |
| Less than 1,000 | $344 |
| 1,001 to 1,500 | $446 |
| 1,501 to 2,000 | $513 |
| 2,001 to 2,500 | $581 |
| 2,501 to 3,000 | $648 |
| 3,001 to 3,500 | $716 |
| 3,501 to 4,000 | $783 |
| 4,001 to 6,000 | $918 |
What Are the Costs of Different Types of Home Inspections?
Home inspections in Florida start at $75 and can go up to $2,000, depending on the type of inspection. Here’s a breakdown:
| Types | Average Price | What it Covers |
|---|---|---|
| Foundation Inspection | $300 to $1,000 | This inspection looks at cracks, mildew, damaged floorboards, and more. |
| Roof Inspection | $150 to $350 | It is an examination for mold, water leakage, structural issues, wear and tear by natural elements, and more. |
| Septic Tank Inspection | $200 to $900 | This inspection involves a check of the septic tank, leach field, and distribution box. The inspector will also check the grading and whether the effluent enters and leaves the tank properly. |
| Electrical Inspection | $100 to $400 | It identifies faulty electrical wiring, overloaded circuits, and a lack of earthing. |
| Plumbing Inspection | $200 to $300 | It is an inspection of the home’s sinks, toilets, and water pipelines. It looks for leakages, water or chemical corrosion, etc. |
| HVAC Inspection | $200 to $300 | A testing of HVAC appliances to check their electrical components, failures, airflow, maintenance, etc. |
| Asbestos Inspection | $231 to $778 | It is an examination to identify the presence of asbestos materials on a property. The inspector may use special tools or analyzers to find traces of asbestos. |
| Radon Inspection | $400 to $419 | The inspection covers the levels of radon in the water, air, or soil surrounding the property. If found beyond a certain level, radon can become a safety hazard. |
| Lead-Based Paint Inspection | $550 to $650 | An inspector performs a visual check of the property for the presence of lead-based paint. If found, the toxic levels of lead are examined to ensure that it does not pose a safety hazard. |
| Termite Inspection | $75 to $375 | This inspection involves an examination of the interior and exterior areas of the home for visible signs of termite infestation. These signs include pest droppings, broken and damaged wood, and more. |
| Mold Inspection | $600 to $700 | It identifies the presence and type of mold in the house. Too much exposure to mold can cause respiratory problems and infections. |
| Chimney Inspection | $450 to $550 | A basic chimney inspection involves a visual examination of the fireplace and chimney for any obstructions, soot, or buildup. |
| 4-Point Inspection | $85 to $125 | This inspection primarily examines the HVAC, roofing, plumbing, and electrical systems. |
| Garage Inspection | $200 to $600 | It involves an examination of garage walls and foundation, doors, fire safety, etc. |
| Exterior Walls Inspection | $200 to $800 | This inspection identifies cracks, mold, and damage caused by water, air, or heat. |
| Kitchen Inspection | $200 to $400 | It includes an inspection of cooking equipment, electrical kitchen appliances, a general hygiene and safety check, and more. |
| Soil Inspection | $700 to $2,000 | This inspection identifies the presence of toxins or chemicals in the soil, like lead, arsenic, zinc, copper, barium, etc., that can pose a safety hazard. |
Source: Angi
What Are the Factors That Affect FL Home Inspection Cost?
Here are some of the factors that influence the average home inspection charges in Florida:
- Type of Inspection: A general home inspection costs $446 in Florida, while specialized ones, like a foundation inspection, can run up to $600. You’ll need an expert for these, which may increase the price.
- Location: Depending on your location, Florida home inspectors charge different home inspection rates. For instance, while the average cost of a house inspection in Miami is $498, it is $446 in Orlando.
- Age of the House: Home inspections for new homes are cheaper than those for older homes. You may require to find a home inspector to provide an accurate inspection of your home.
- Square Footage: The larger your house is, the higher the cost of home inspection in Florida.
Who Pays for a Home Inspection in Florida?
Typically, the buyer pays for home inspection in Florida. Home inspection costs are also considered a part of closing costs, but they are paid at the time of inspection.
In some cases, you can even negotiate with the seller to cover the inspection charges. They might do it if they’re eager to close the deal.
How to Negotiate Home Inspection Costs?
- Obtain Multiple Estimates: Reach out to a few inspectors to compare their prices and services before making a choice.
- Bundle Inspections: If you need additional tests, such as for termites or mold, check if you can get a discount by combining them into one inspection.
- Request a Flat Rate: Some inspectors offer set prices, which can help you avoid any unexpected fees based on the size and condition of the property.
- Leverage Inspection Results: If the inspection uncovers problems, you can use those findings as leverage to request the seller to make repairs or reduce the price of the home.
- Ask for a Pre-Sale Inspection: In competitive markets, you might be able to have the seller perform an inspection before listing the home, which can reduce costs for you.
How Long Do Florida Home Inspections Take?
A home inspection in Florida generally takes around 2 to 4 hours. You can expect a detailed report within 1-2 days of the inspection. However, this time can vary depending on the square footage of your house.
Here’s a breakdown of different home inspections and their typical durations:
| Types of Home Inspection | Average Duration |
| Standard Home Inspection | 2 to 4 hours |
| Termite Inspection | 30 minutes to 3 hour |
| Mold Inspection | 1 to 6 hours |
| Radon Testing | 48 hours |
| Pool Inspection | 1 to 2 hours |
| Roof Inspection | 1 to 2 hours |
| Septic System Inspection | 1 to 2 hours |
Can You Save On Home Inspection Costs in Florida?
Absolutely! You can save on home inspection costs in Florida if you shop around for quotes, bundle inspections, and negotiate with the inspector or seller.
From the Everglades to the Keys, home inspection prices in Florida can vary, but one thing’s for sure – the investment is worth it. So, why wait? Schedule a home inspection now!
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Frequently Asked Questions
how much does it cost for a home inspection in Florida?
The cost of a home inspection in Florida is $378 to $513.
Who pays for a home inspection when buying a house in Florida?
In most Florida real estate transactions, a buyer pays the house inspection fees. However, you can negotiate home inspection costs with the sellers.
What is the most important inspection for a house?
A general home inspection includes a complete assessment of the home's condition. Here are some of the important inspections you should conduct:
1. Foundation Inspection
2. Roof Inspection
3. Plumbing Inspection
4. Electrical Inspection
5. HVAC Inspection
Do you require a home inspection for mortgage insurance?
No, a home inspection is typically not required for a mortgage insurance in Florida. However, some insurance providers may request an inspection if your home is older.
