A Flat Fee MLS listing gets your home on the MLS for a fixed fee. It is the single most powerful tool to sell your home without paying a 3% commission. Whether you’re in California or New York, you can save up to $13,000 on an avg home of $435,285 with a Flat Fee MLS listing.
But choosing the wrong listing service can be a nightmare. A cheap-looking $99 price tag can become $800+ in hidden fees, ghost support teams, and even a listing on the wrong MLS!
The market is flooded with companies that promise huge savings. But they trap you with outdated tech and non-existent support. We’ve spent hundreds of hours researching the best Flat Fee MLS listing companies in America, so that you don’t pick the wrong one.
We reviewed over 50 national and local Flat Fee MLS services in America using public information you can verify: search results, broker websites, customer reviews, and FAQs. Instead of just looking at the price, we evaluated each company on four key pillars that matter most to sellers:
- Customer Ratings and Reviews: We analyzed verified customer feedback from platforms like Trustpilot, Reddit, BBB, and Yelp. A strong track record of recent positive reviews indicates a company’s quality and reliability.
- Pricing and Transparency: We focused on companies that offer straightforward, competitive pricing. Additionally, we prioritized value for money and flagged any hidden fees that could impact your savings.
- Core Services and Technology: A high ranking requires more than just an MLS listing. Hence, we evaluated the quality of each company’s technology, including tools for managing listings, scheduling showings, and reviewing offers.
- Customer Support: We assessed the responsiveness and expertise of each company’s support team. Services that offer consistent, high-quality assistance rank higher than those with limited or unreliable support.
Key Takeaways
- A premium Flat Fee MLS listing gets your home on the MLS for a fixed upfront fee, up to $399, instead of the 3% agent fee. You save almost $13,000 on a $435,285 2-bed home in America.
- Typically, Flat Fee MLS listings cost between $99 and $399. For $99, you get a bare-bones listing! Critical home-selling tools like showings, open house schedulers, and CMAs are add-ons. There’s minimal support for finishing the paperwork or pricing your home.
- Sellers looking to sell successfully with Flat Fee MLS services should consider the level of support they need. If you’re a first-time home seller, choosing a $99 barebones listing service will yield more misfortune than savings!
- The best Flat Fee MLS service combines maximum savings and exposure, 5-star customer support, and zero hidden fees. The #3 best Flat Fee MLS companies are Houzeo, HomeZu by Simple Choice, and List With Freedom.
Rankings: America’s Best Flat Fee MLS Companies in 2026
| Flat Fee MLS Service | Price | 100% Online | Offer Management | Showing Management | 5-Star Reviews | Mobile App |
|---|---|---|---|---|---|---|
| 1. Houzeo | $249 | ✅ | ✅ | ✅ | ✅ | ✅ |
| 2. HomeZu by Simple Choice | $399 | ❌ | ❌ | ❌ | ✅ | ❌ |
| 3. List With Freedom | $89 | ❌ | ❌ | ❌ | ❌ | ❌ |
| 4. Beycome | $99 | ❌ | ✅ | ✅ | ❌ | ❌ |
| 5. Homecoin | $149 | ❌ | ❌ | ✅ | ❌ | ❌ |
What Is Flat Fee MLS?
A Flat Fee MLS service allows homeowners to list their property on the MLS for a fixed fee, bypassing the traditional listing agent commission. This approach provides you with increased exposure while maintaining control over the sale process.
Why Does MLS Exposure Matter?
The MLS is the most powerful marketing tool for sellers. 88% of home buyers search the MLS for their new homes.
Additionally, homes on the MLS sell for 17.5% more than those not on the MLS. For a typical property, that’s over $55,000 in the seller’s pocket.
Listing on the MLS broadcasts your home to a massive audience. But, how does this work?
- First, your house is on a database used by agents searching for properties for their clients.
- Second, it automatically shares your listing to top real estate websites like Zillow, Realtor.com, and Redfin, among others.
This increased exposure may generate more buyer inquiries, more showings, and more offers, which is what ultimately drives a higher final sale price.
👉 List on MLS: Get your home on your local MLS for just $249!
Flat Fee MLS vs. By Owner vs. Agent: Which Is the Best?
It depends on whether your focus is cost savings or convenience.
A traditional agent offers a full-service experience but charges a steep commission. For Sale By Owner sites can save you that fee, but cut you off from the MLS. This limits your buyer pool. Flat Fee MLS gives you the critical MLS exposure you need. However, you may have to handle tasks such as pricing, marketing, and negotiations.
| Features | Traditional Agent | FSBO | Flat Fee MLS |
| Cost to Seller | High commission | No cost | Low cost |
| Control | Less control | Total control | Total control |
| MLS Exposure | Yes | No | Yes |
| Yard Signs | Yes | No | Optional* |
| Lock Box | Yes | No | Optional* |
| Negotiation Assistance | Yes | No | Optional* |
*The best Flat Fee MLS services provide add-ons like a yard sign, lockboxes, etc., to attract buyers without the high fees.
Reviews: 5 Best Flat Fee MLS Listing Services in 2026
Many Flat Fee MLS companies promise significant savings. However, they differ in critical areas, such as customer support, technology, and pricing transparency.
We have listed the 5 best options and compared their fees, features, and overall effectiveness to help you make an informed decision:
1. Houzeo: America’s #1 Flat Fee MLS Service
100% ONLINE
Listing Fee: $249Houzeo is a high-tech platform that streamlines listings, updates, and online showings/offers. Choose from 3 Flat Fee MLS packages to simplify your home sale.
- Silver Package – $249 + 0.5% at Close: You can upload 24 photos, and your listing term will be 6 months. You can also make unlimited changes to your listing.
- Gold Package – $299 + 1% at Close: You can post the maximum number of photos, avail licensed broker assistance, get access to seller disclosures, and a premium yard sign.
- Platinum Package – $349 + 1.25% at Close: You get virtual full assistance from a licensed broker and a 12-month listing term.
Houzeo is America’s #1 Flat Fee MLS service because of these reasons:
- Max Exposure: Your home listing is syndicated to popular real estate websites like Zillow, Trulia, Realtor.com, etc., increasing its visibility.
- Quicker Sale: Houzeo’s Homes For Sale page showcases your home to thousands of buyers, which may result in a faster sale.
- 100% Online: You can list your home, manage offers, and close deals, all at your fingertips with a powerful mobile app.
- 5-star Customer Service: You have access to listing support and chat services 6 days a week.
- No Hidden Fees: What you see is what you pay. Houzeo mentions all of its fees upfront on its website.
There are no dealbreakers with Houzeo.
» Is Houzeo Legit? Discover why so many homeowners are choosing Houzeo to list their properties.
Houzeo is rated an impressive 4.9 out of 5 stars by thousands of home sellers on Google and Trustpilot. Homeowners also praise the Houzeo Mobile App, which helps them list, manage, and close their home sales seamlessly—right from their phones.
» Houzeo Reviews: Rated “Excellent” by 11,000+ happy home sellers.
👉 Our Take: We recommend Houzeo’s Gold Plan for most home sellers. It gives you maximum exposure, highest savings, and access to Houzeo technology features. A licensed broker will also assist you with pricing your home, offer negotiations, inspection, and closing.
2. HomeZu by Simple Choice
SIMPLE, LOW-COST MLS LISTING
Listing Fee: $399HomeZu by Simple Choice operates in multiple states with different Flat Fee MLS packages. However, they do have one standardized package across all states:
- Basic Package – $399 + 0.1% at Close: This package includes a 6-month MLS listing with up to 20 photos, a FSBO yard sign, and all necessary seller disclosure forms.
Here are some advantages of listing with HomeZu by Simple Choice:
- Market Exposure: Your home is listed on popular real estate websites like Realtor.com, Zillow, Trulia, and others, maximizing buyer visibility.
- Free Listing Changes: You can make updates to your listing without paying any additional fees.
- Automatically Assigned Seller Disclosures: HomeZu by Simple Choice provides all necessary state-mandated disclosures to streamline your listing process.
- Free Open House Ads: You can add 2 open house ads on the MLS for no extra cost to help attract potential buyers.
Here are some deal breakers we found that you should consider before listing your house with HomeZu by Simple Choice:
- Varying Prices: Package prices differ by state, which may create uncertainty when opting for a plan.
- Unclear Policies: HomeZu’s refund and cancellation policies aren’t clearly mentioned on their website.
- No Mobile App: You must manage all property tasks through a web browser. You miss out on instant mobile notifications when buyers express interest, and it becomes less convenient to respond to inquiries.
- Not Fully Online: You cannot complete the entire home-selling process digitally. You’ll need to handle certain tasks through phone calls or in-person interactions, which can slow down your transaction.
HomeZu by Simple Choice has 4.9 out of 5 stars from 100+ reviews on Google.
👉 Our Take: HomeZu by Simple Choice offers features like free listing changes and included required disclosures. However, you should carefully research the company due to their varying state-based pricing and unclear refund and cancellation policies.
3. List With Freedom
EXPERIENCED BROKER
Listing Fee: $89List With Freedom is a popular Flat Fee Multiple Listing Service that offers 3 packages:
- Gold Package – $89 + 0.5% at Close: You can list your home for 6 months with 25 photos and make unlimited changes. Online showing service, open house, a professional yard sign, and other services are available at additional charges.
- Platinum Package – $195 + 0.25% at Close: You get everything in the Gold plan, but instead of 25 photos, you can list with the maximum number of photos.
- Platinum Plus Package – $395 + 0.25% at Close: This package provides a 12-month listing term with an online showing service, virtual tour, and other features. Add-on services come with additional costs.
Here are some advantages of choosing List With Freedom:
- Affordable Pricing: Listing packages start as low as $89, making home selling accessible and budget-friendly.
- Unlimited Listing Changes: Regardless of the plan you choose, you can update your listing as often as needed at no extra cost.
- Extensive Nationwide Coverage: List With Freedom operates in over 45 states, providing broad market access for sellers across the U.S.
Here are some drawbacks of using List With Freedom:
- Extra Charges: You need to pay a compliance fee of 0.25% to 0.5% when your property is sold. This can significantly increase your expenses at closing.
- Costly Add-Ons: Optional services like virtual tours, open houses, and offer reviews increase transaction costs. List With Freedom charges $49 for a yard sign, and you have to pay the installation costs.
- Limited Online Showing Service: Online showing services are not available in all areas. Additionally, if the service is included in your listing package, the company doesn’t provide a refund or credit.
- No Mobile App: You handle all property management tasks through a web browser. You miss out on instant mobile notifications when buyers express interest. Also, it becomes less convenient to manage features like one-tap responses to inquiries or quick photo uploads.
List With Freedom has a 4.7 out of 5-star rating from 840+ reviews on Google.
» List With Freedom Reviews: Is this flat fee company the right choice for your home sale? Read our in-depth review to find out!
👉 Our Take: List With Freedom charges a 0.25% – 0.50% compliance fee at closing, which can significantly increase your expenses. Instead, opt for a Flat Fee MLS service that discloses all its fees upfront so you don’t get any surprises later.
4. Beycome
TECH-DRIVEN PLATFORM
Listing Fee: $99With Beycome, you can choose from 3 Flat Fee MLS packages to list your house:
- Basic Package – $99: You can upload the maximum number of photos allowed by the MLS, and your house is listed for 2 years.
- Enhanced Package – $399: Along with the features in the Basic Package, you get 25 HDR photos and a personalized yard sign.
- Concierge Service – $599 + 1% at Close: You can avail of an immersive 3D tour. You also get negotiation and paperwork support, along with home valuation and pricing assistance.
Here are the advantages of listing with Beycome:
- Effective Marketing Tools: You can schedule open houses and get customizable flyers and brochures.
- Unlimited Photos: You get to upload as many photos as you want, helping you showcase your house better. Moreover, the higher-priced packages include an additional 25 professional HDR pictures.
- Free Access to Legal Forms: You can access all the paperwork for selling your house without a Realtor for free. You also get paperwork support.
In our research, we came across some drawbacks of listing with Beycome:
- Limited Support: You don’t get negotiation and paperwork support in the Basic and Enhanced packages. You may have to opt for an upgrade to avail them.
- Misleading MLS Placement: Some customers have reported being listed on the wrong MLS, resulting in poor local exposure.
- Limited Regional Availability: Beycome is not available nationwide and only operates in 12 states. If you reside outside these states, you will need to seek other Flat Fee MLS listing services.
- Mandatory Cancellation Fee: You need to pay a $25 cancellation fee if you choose the Recommended Enhanced package and decide to terminate your listing early (except in Georgia). This adds an extra cost if your plans change or you’re unsatisfied with the service.
- No Mobile App: They do not have a dedicated mobile app. You handle all property management through a browser-based platform. You miss instant notifications when buyers express interest, making on-the-go management less convenient.
Beycome has 4.4 out of 5 stars from 770+ reviews on Google.
» Beycome Reviews: Is Beycome the best option to sell your home? Read our in-depth review to find out!
👉 Our Take: We recommend Beycome for sellers seeking a Flat Fee MLS service with excellent customer support. If you need help with negotiation and paperwork, Beycome is a great choice.
5. Homecoin
AFFORDABLE SERVICE
Listing Fee: $149Homecoin offers a single Flat Fee MLS package:
- Listing Package – $149: You get a 12-month listing term with a free Homecoin sign.
Additional Services:
- Post Rental: $99+ (price varies by area)
- Lockbox Rentals: $125 (price varies by MLS)
- Pro Real Estate Photography: $182 (price varies by area)
- Seller Agent (varies): You can avail two packages for seller agent. Standard package costs $149/hr and the premium package costs $2,999.
Homecoin offers the following advantages to home sellers:
- Free Disclosures: You get all the necessary state and federal seller disclosures.
- Covers 22 States: You can avail Homecoin services in 22 states across America. Some of the major states they cover are Florida, California, Texas, and Arizona.
In our research, we found some limitations of Homecoin, which could make your experience less satisfactory:
- Essentials as Add-Ons: Homecoin will charge you extra for essential features like showing management and a lockbox.
- Variable Pricing by Location: Prices vary by location depending on your state. This makes it difficult to budget accurately without first checking your specific area’s pricing.
- No Offer Management: You lack a centralized system to track, compare, and manage multiple offers. This makes it difficult to organize competing bids and can lead to confusion when handling negotiations with several interested buyers.
- No Mobile App for iOS or Android: You manage all property tasks through their website. You miss out on instant mobile notifications when buyers express interest, and it becomes less convenient to respond to inquiries or upload photos on the go.
- Delayed Buyer Communication: You don’t receive buyer inquiries directly. All messages from interested buyers go to Homecoin first and then get forwarded to you. This creates an unnecessary delay in communication.
Homecoin has 4.4 out of 5 stars from 140+ reviews on Google.
» Homecoin Reviews: Is the company worth it? Read our blog to find out.
👉 Our Take: Homecoin offers only a single package for listing on the MLS. While the $149 flat fee is definitely attractive, the additional features, such as professional photography and lockbox rentals, come with a hefty price tag.
How Does a Flat Fee Multiple Listing Service in America Work?
A Flat Fee MLS service provides the marketing power of the MLS without the high commission. Only licensed agents can access the MLS. So these services partner with real estate brokers to get your home listed.
The process is simple: you pay a one-time flat fee to the service. A licensed broker then puts your home on the MLS. This ensures your property gets the same exposure, all while you save thousands by avoiding the commission.
With over 16,535 New Yorkers, New Jerseyans and Illinoisans moving to Georgia, the chances of your property getting multiple offers are high. Once your property is on the MLS, agents can share it with interested buyers looking for houses for sale.
How Much Can You Save With a Flat Fee MLS Service?
Almost $13,000!
That’s the power of flat fee listings. Traditional listing agents can’t survive without their 3% MLS listing fees. But that would cost you tens of thousands of dollars in cities like Atlanta, Miami, and Roswell. For example, for a home priced at $435,285, you would have to pay $13,059 in agent fees.
On the other hand, Flat Fee MLS listing services charge you a one-time upfront fee of just $249 to $349. So, you’d save around $13,000!
🚩 Does Flat Fee Listing Services Have Hidden Fees?
Yes. Many Flat Fee MLS services charge hidden fees, which may raise your home sale cost. For example, some companies may list your property for $99 but add undisclosed fees of $300 or more for extras like a yard sign or lockbox.
Watch out for these sneaky fees that you may encounter at closing:
- Cancellation Fee ($50–$100): If you take your home off the market before the listing agreement expires, you may have to pay an early termination fee.
- Listing Modification Fee ($25-$75): Need to change your asking price, update photos, or correct property details? Many services charge a fee for each modification made after the initial listing is published.
- Closing Fee (0.25%-1.25%): Some companies charge a percentage of the home’s sale price at closing, sometimes called a “compliance fee” or “success fee”.
- Addendum and Open House Fees ($25-$50): Fees may apply for processing addenda to your contract or for posting and updating open house schedules on the MLS. Moreover, each action could incur a separate charge.
🚩Beware: Various Flat Fee MLS Companies Have High Hidden Fees
The biggest issue with Flat Fee MLS services is the high hidden fees. For example, some companies offer a $99 MLS listing but charge an undisclosed extra fee of $300+ for add-ons like a yard sign or lockbox. These hidden fees make your home sale more expensive, which ruins your experience with all the nickel and diming!
Watch out for these sneaky fees that you may encounter at closing:
- Cancellation Fee ($50–$100): If you take your home off the market before the listing agreement expires, you may have to pay an early termination fee.
- Listing Modification Fee ($25-$75): Need to change your asking price, update photos, or correct property details? Many services charge a fee for each modification made after the initial listing is published.
- Closing Fee (0.25%-1.25%): Some companies charge a percentage of the home’s sale price at closing, sometimes called a “compliance fee” or “success fee”.
- Addendum and Open House Fees ($25-$50): Fees may apply for processing addenda to your contract or for posting and updating open house schedules on the MLS. Moreover, each action could incur a separate charge.
How to Choose the Best Flat Fee MLS Service for Your Home Sale?
Selecting the best Flat Fee MLS service is crucial to a successful home sale and can save you thousands in commissions. The right company provides maximum exposure and the support you need, while the wrong one can lead to hidden costs and frustration.
Ask yourself these questions before choosing a provider:
- What Level of Support Do You Need? Determine if you are comfortable managing the sale yourself or if you need assistance. Some services only provide a barebones listing, while others offer support with contracts, negotiations, and paperwork.
- What is the True Cost? Look beyond the initial listing fee. Check for additional charges, such as fees for listing changes, yard signs, lockboxes, or a percentage-based fee at closing.
- How Quickly Will Your Home Be Listed? Ask about the turnaround time from when you submit your information to when your listing goes live on the MLS. Top services can get your home listed within 48 hours.
- What MLS and Syndication Coverage is Included? Confirm that your home will be on your local MLS. Your listing should also be syndicated to major real estate sites like Zillow and Realtor.com for maximum visibility.
- How Accessible is Customer Support? Before, during, and after your listing is active, you may have questions. Verify the company’s support hours to ensure you can get help when you need it.
The answers to these questions will help you select a service that aligns with your budget, selling strategy, and desired level of involvement.
👉 List your home in a few clicks. Get started now!
Houzeo vs. HomeZu by Simple Choice vs. List With Freedom
Our research of the three best Flat Fee MLS listing services reveals key differences in cost and convenience.
Houzeo offers the most affordable and technologically advanced option with a fully online process. Competitors like HomeZu and List With Freedom come with less automation and costly add-ons.
Let’s see how the features, fees, and services of these companies compare to help you make an informed selling decision:
| Factors | Houzeo | HomeZu | List With Freedom |
| Listing Price | $249 | $399 | $89 |
| Hidden Charges | No | No | No |
| 100% Online | Yes | No | No |
| Expensive Add-ons | No | No | Yes |
| Showings Management | Yes | No | No |
| Offer Management | Yes | No | No |
| Mobile App | Yes | No | No |
| Seller Disclosures | Yes | Yes | Yes |
| Pricing Assistance | Yes | No | No |
Find a Flat Fee MLS Listing Service Near You
Should You Choose the Cheapest Flat Fee MLS Service?
No, cheap Flat Fee MLS services may not be the right choice for you as they typically provide only bare-bones listings. Additionally, some charge extra for essentials like yard signs, showings management, or lockbox access, raising your total costs.
Customer reviews of many low-cost listing services also mention limited support, inconsistencies in services, and slower listing timelines. The cheapest option may save money upfront, but could cost more later. Compare overall value, read reviews, and pick a service that balances affordability with quality.
How to List Your Home on MLS Without a Realtor?
You can list your home on MLS without a traditional agent by using a Flat Fee MLS service. Your home will be on the local MLS and major home sites like Zillow, Trulia, and Redfin.
High-tech Flat Fee MLS services can provide you with the required forms and ensure that your listing complies with all MLS rules. You can handle the showings, negotiations, and offers, making the process straightforward.
Pros and Cons of Listing With Flat Fee MLS Services
A Flat Fee MLS service provides significant cost savings and gives you full control over the sale process. However, this approach carries the risk of hidden fees and limited professional support. Here are some pros and cons of listing your home with a Flat Fee MLS service:
✅ Pros
- Great Savings: With a traditional agent, you have to pay a steep 3% listing commission. However, with an affordable flat rate MLS service, you can list your home For Sale By Owner and save up to $23,692 on an average $435,285 home.
- Max Exposure: With a flat fee listing, your home will be visible on major real estate websites like Zillow, Redfin, and Trulia, increasing its exposure.
- Complete Control: You can set your price, negotiate directly with buyers, and control the showing schedule with a flat fee listing service.
❌ Cons
- Hidden Fees: One of the biggest cons of working with Flat Fee companies is the hidden fees disclosed at closing. Unfortunately, by then, it’s so late you can’t even back out of the contract!
- Additional Charges: Even some of the best Flat Fee MLS listing services do not offer yard signs and pricing assistance in their basic packages. As a result, you will likely pay $500 to $1,000 more in add-ons.
- Limited Support: You will have to handle the paperwork, marketing, and closing of your home sale, all on your own.
- Time Commitment: Flat Fee MLS services mostly offer virtual broker assistance. You will have to dedicate significant time to market, list, and eventually sell your home.
Mistakes to Avoid With a Flat Fee MLS Service 🚫
To sell successfully with a Flat Fee MLS service, avoid common pitfalls like wrong pricing, inaccurate property details, and paperwork errors. Such errors waste time and cost top-dollar offers.
So, when selling your home, ensure that you don’t:
- Overprice Your Property: An unrealistic listing price can drive away serious buyers and increase your home’s days on market. Compare the house prices before setting your listing price.
- Forget to Prepare Your Home: Most buyers aren’t interested in shabby homes needing repairs and maintenance. But if you’re serious about selling, enhance your home’s curb appeal, declutter your space, and make minor repairs.
- Neglect Marketing Efforts: MLS exposure is great, but it’s not enough in a competitive market. Use traditional marketing tactics like yard signs to attract drive-by traffic. Learning how to sell a house on Facebook Marketplace is another great way to get more offers.
- Ignore Legal and Paperwork Requirements: FSBO paperwork is complex. But that’s not a reason to skip a seller disclosure. Also, consult an attorney to verify contracts.
- Provide Incomplete or Inaccurate Listing Details: Falsifying your listing risks lawsuits, failed deals, and heavy MLS fines. Double-check your listing to avoid more expenses.
- Dismiss Buyer Inquiries and Offers: The number of homes for sale in the market is rising, giving buyers more options to choose from. Hence, respond promptly to all inquiries and offers to avoid losing out on a serious buyer.
- Choose the Wrong Flat Fee MLS Service: The wrong flat fee company will drown you in hidden fees, outdated tech, expensive add-ons, and poor customer support. Why throw away more than $500 for nothing when you can get superior service at just $249?
» Houzeo Reviews: Read what over 11,000 customers have to say about Houzeo – America’s #1 home selling website.
