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To get rid of PMI, you typically need to reach an 80% loan-to-value (LTV) ratio. Once you reach the ratio, you can request PMI...

FHA identity of interest refers to an existing relationship between the seller and a house buyer. Know what it means in terms of an FHA...

Conditionally approved means that the mortgage approval is almost done but would require additional documents to grant the...

To buy a new house or refinance your loan, know the various types of home loans based on the interest rate, low credit score, and much...

Land loans provide financing to purchase land for a variety of purposes. Learn about the types of land loans, how they work, and their pros and...

Government home loans provide affordable financing options with low down payments and competitive interest rates, making homeownership more accessible and achievable for individuals and...

A gift letter for a mortgage is used by a lender to verify the source of the borrowers initial down payment...

The average mortgage payment is the amount a homeowner pays each month to their lender to repay the loan used to purchase their...

Curious about how many FHA loans you can have? Discover the rules and exceptions surrounding multiple FHA loans in our informative blog post. Understand the basics and eligibility requirements to make informed...

An FHA 203(k) loan allows you to purchase a home that needs repairs or renovations and fund the cost of those...