5 Best Flat Fee MLS Indianapolis Companies (2025 Update)

8 mins read Mar 19, 2025
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Rosalin Lewis

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Editor
Edited By

Rosalin Lewis

Editor, Houzeo
About Rosalin Lewis is a content editor and U.S. real estate expert. She specializes in the best Flat Fee MLS services and the latest housing market trends. Rosalin helps sellers save on commissions and navigate the market with confidence. Find Rosalin Here linkedin
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From Greenwood to Carmel, home sellers can save up to $7,050 on an average $235,000 home with Flat Fee MLS Indiana service. Instead of a 3% agent commission, you list your house on the local MLS for a flat fee, typically under $300.

But beware! Many Flat Fee MLS Indianapolis services are infamous for hidden fees.  These surprise fees will be disclosed to you only at the closing table. To save you from these undisclosed fees, we’ve spent hundreds of hours researching the best Flat Fee MLS Indianapolis services.

Rankings: 5 Best Flat Fee MLS Indianapolis Companies in 2025

Flat Fee MLS ServicePrice100% OnlineOffer ManagementShowing Management5-Star ReviewsMobile App
1. Houzeo$199
2. Mink Realty$299
3. Flat Fee Realty$199
4. List With Freedom$89
5. Paradigm Realty$399

Reviews: 5 Best Flat Fee Listing Services in Indianapolis

1. Houzeo

Logo-Link
4.9/5
10,000+ reviews

100% ONLINE

Listing Fee: $199
💲 Pricing
⚡ Highlights
🚩 Deal Breakers
⭐ Reviews

Houzeo is a high-tech platform that streamlines listings, updates, and online showings/offers. Choose from 3 Flat Fee MLS packages to simplify your home sale.

  • Silver Package – $199: You can upload 24 photos, and your listing term will be 6 months. You can also make unlimited changes to your listing.
  • Gold Package – $249: You can post the maximum number of photos, avail licensed broker assistance, get access to seller disclosures, and a premium yard sign.
  • Platinum Package – $299: You get virtual full assistance from a licensed broker and a 12-month listing term.

Houzeo is America’s #1 Flat Fee MLS service because of these reasons:

  1. Max Exposure: Your home listing is syndicated to popular real estate websites like Zillow, Trulia, Realtor.com, etc., increasing its visibility.
  2. 100% Online: You can list your home, manage offers, and close deals, all at your fingertips with a powerful mobile app.
  3. 5-star Customer Service: You have access to listing support and chat services 6 days a week.
  4. No Hidden Fees: What you see is what you pay. Houzeo mentions all of its fees upfront on its website.

There are no dealbreakers with Houzeo.

» Is Houzeo Legit? Houzeo addresses home seller’s concerns with efficiency.

Houzeo is rated an impressive 4.9 out of 5 stars by thousands of home sellers on Google and Trustpilot.

» Houzeo Reviews: Rated “Excellent” by 10,000+ happy home sellers.

👉 Our Take: We recommend Houzeo’s Gold Plan for most home sellers. It gives you maximum exposure, highest savings, and access to Houzeo technology features. A licensed broker will also assist you with pricing your home, offer negotiations, inspection, and closing.

» Flat Fee MLS Indiana: Check our rankings of the best Flat Fee MLS companies in Indiana.

2. Mink Realty

Logo-Link
5/5
75+ Reviews

MID-RANGE OPTION

Listing Fee: $299
💲 Pricing
⚡ Highlights
🚩 Deal Breakers
⭐ Reviews

Mink Realty offers three Flat Fee MLS listing packages:

  • Silver Package – $299: With this package, you can list land or lot on MLS and other sites, for 6 months with 6 photos. Buyer leads are forwarded to you directly and you get email support. They also charge a flat $500 as closing fee.
  • Gold Package – $499: Along with services of the Silver package, you get a Facebook post, showing app scheduling, and agent feedback service. Also, you can upload up to 50 photos. They charge a flat $500 as closing fee.
  • Platinum Package – $499: You get all the services from Gold plan with phone support and assistance for contract, offers, inspection repair and negotiations. Additionally, the MLS listing term is 12 months. They charge a flat $2500 as closing fee.

Listing Add-ons:

  • Facebook Marketing Boost- $100
  • Rush Service (MLS Same Day)- $100
  • Mint Realty Yard Sign- $25
  • Open House Advertising- $25

🚩 Additional Charges: Mink Realty charges $300 for contract writing if no buyer’s agent is involved. Full representation, including offer assistance and closing support, costs $1,000 plus a $250 closing fee.

Here are some green flags about Mink Realty:

  • Market Exposure: Your property will get syndicated on real estate websites like Remax, Zillow, Trulia, Realtor.com.
  • Buyer Lead Forwarding: All buyer leads are directly forwarded to you. This means no agent interference.
  • Customer Support: All the packages provide only email support while the Platinum package also offers phone support.
  • Coverage: Mink Realty offers Flat Fee MLS services across the states of Kentucky, Indiana, and parts of Florida.

Donna Mink has a stellar reputation within the broker community. However, keep the following drawbacks in mind before listing with Mink Realty:

  • Limited Coverage: Mink Realty offers services only in Florida, Indiana, and Kentucky.
  • Land and Lot Listing Only: Mink Realty’s lowest-priced package of $299 only allows for land and lot listing.
  • Additional Services: Certain services like yard sign, facebook marketing, and open house marketing can increase the total cost of the transaction.

Mink Realty has a stellar rating of 5 out of 5 stars from 75+ reviews on Houzeo.

 

👉 Our Take: Mink Realty’s broker, Donna Mink, has represented thousands of home sellers. However, their lowest package only allows land or lot listing. We recommend them if you’re looking for a Flat Fee MLS service with expert broker support in Kentucky, Florida, or Indiana.

3. Flat Fee Realty

Logo-Link
2.7/5
No reviews on credible websites

EASY CANCELLATION

Listing Fee: $199
💲 Pricing
⚡ Highlights
🚩 Deal Breakers
⭐ Reviews

Flat Fee Realty offers a single listing packages to get your home on the MLS:

  • $199 Package: This plan gives you a listing term of 6-months and allows you to upload up to 6 property pictures. With this package, your home is listed on the local MLS and syndicated to Zillow, Trulia, and Realtor for maximum exposure.

 

These are some pros of Flat Fee Realty in the areas it operates:

  • Cost-Effective: The service allows you to list on the MLS for a flat fee with no commission, making it a budget-friendly option.
  • Free Listing Updates: Sellers can update the status or price of their listing at no additional cost.
  • Cancellation Flexibility: You can cancel your listing anytime without penalties, offering greater control over the process.
  • Broad MLS Exposure: The listing gets syndicated to major real estate websites like Zillow, Trulia, and Realtor.com, maximizing visibility.

In our research, we have found certain drawbacks of Flat Fee Realty:

  • Limited Photos: The base package only includes up to 6 photos, which may not be sufficient for attracting buyers.
  • Photo Upgrade Fee: To add more than 6 photos, you must pay an extra $50, increasing the overall cost.
  • Restricted Coverage Area: The service is only available in select counties, limiting access for some sellers.
  • No Full-Service Support: The package does not include agent assistance for negotiations, pricing guidance, or listing agreement reviews, which can be challenging for inexperienced sellers.

No reviews on credible websites.

» Flat Fee Realty Reviews: Check out our in-depth analysis of their services.

👉 Our Take: Flat Fee Realty provides flexible listing updates and cancellation options. However, the lack of full-service support, including listing agreement reviews, makes it less suitable for first-time sellers who may need guidance.

4. List With Freedom

Logo-Link
4.7/5
700+ reviews

COMPREHENSIVE PACKAGES

Listing Fee: $89
💲Pricing
⚡ Highlights
🚩 Deal Breakers
⭐ Reviews

List With Freedom is a popular Multiple Listing Service that offers 3 packages:

  • Gold Package – $89: You can list your home for 6 months with 25 photos and unlimited changes. Online showing service, open house, a professional yard sign, and other services are available at additional charges.
  • Platinum Package – $195: You get everything in the Gold plan, plus you can list your property for 6 months with the maximum number of photos.
  • Platinum Plus Package – $395: This package provides a 12-month listing term with an online showing service, virtual tour, and other features. Add-on services cost extra.

Here are some advantages of choosing List With Freedom:

  • Affordable Pricing: List With Freedom offers affordable listing packages starting at just $89.
  • Unlimited Listing Changes: List With Freedom lets you make unlimited listing changes, regardless of the plan you choose.
  • Nationwide Coverage: Their service is available in 45+ states across the U.S.
  • Important Paperwork: The company provides necessary paperwork and seller disclosures for a smooth, compliant process.
  • Direct Buyer Leads: Buyer inquiries are forwarded directly to you, ensuring you maintain full control over negotiations.

Some drawbacks of using List With Freedom include:

  • Additional Fee at Close: List With Freedom charges a compliance fee of 0.25%–0.50% when your property sells. This may increase your overall costs.
  • Extra Charges: Even with the Platinum Plus plan, you need to pay extra for features like open houses, contract prep, and offer review.
  • Expensive Add-Ons: Add-ons like virtual tours, open houses, and offer reviews increase transaction costs. List With Freedom charges $49 for a yard sign, and you are responsible for installation costs.
  • Limited Online Showing Service: List With Freedom does not provide online showing service in all the areas. Additionally, even if the service is included in your listing package, the company doesn’t provide a refund or credit if unavailable in your area.

List With Freedom has a 4.7 out of 5 stars rating from 700+ reviews on Google.

» List With Freedom Reviews: Should you opt to sell with them? Check out our review!

👉 Our Take: We don’t recommend List With Freedom for most home sellers. Their 0.25% – 0.50% compliance fee at closing can significantly increase your expenses. Instead, you must opt for a Flat Fee MLS service that discloses all its fees upfront so you don’t get any surprises later.

5. Paradigm Realty Solutions

Logo-Link
4.6/5
70+ reviews

UNLIMITED CHANGES

Listing Fee: $399 - $499
💲 Pricing
⚡ Highlights
🚩 Deal Breakers
⭐ Reviews

Paradigm Realty Solutions offers one real estate listing package and upgrades:

  • $399 Package: You can list on the MLS for 6 months You can list your house for 6 months.
  • Listing Upgrades: You can access various add-ons like professional photography and upload maximum pictures on the MLS.

 

Here are some highlights of listing with Paradigm Realty Solutions:

  • Unlimited Listing Changes: Paradigm Realty offers unlimited listing changes. You will find it easy to keep your listings updated.
  • Buyer Leads Forwarded to You: The company forwards the buyer leads directly to you in both packages.

Here are some disadvantages of Paradigm Realty Solutions:

  • Extra Charges for Listing Photos: Paradigm Realty allows max photo uploads on the MLS, but they charge an extra $50 for this service.
  • Expensive à La Carte Services: Services like Professional Photo Shoot and Disclosure Upload are priced $300 and $25 respectively. These services are expensive compared to other real estate websites.

Paradigm Realty has 4.6 out of 5 stars from 70+ reviews on Google.

👉 Our Take: Paradigm Realty Solutions is a solid choice for home sellers They offer unlimited listing changes and forward buyer leads to you, ensuring maximum control. However, you should watch out for expensive extra charges on listing photos and à la carte services.

🚩Beware: Various Indianapolis Flat Fee MLS Companies Have High Hidden Fees

The biggest issue with Indianapolis Flat Fee MLS services is the high hidden fees. For example, some companies offer a $99 MLS listing but charge an undisclosed extra fee of $300+ for add-ons like a yard sign or lockbox. These hidden fees make your home sale more expensive, which ruins your experience with all the nickel and diming!

📢 FACT: Houzeo discloses all its fees upfront on the Flat Fee MLS Indianapolis pricing page.

How Does a Flat Fee MLS Listing Service in Indianapolis Work?

A Flat Fee MLS listing service allows you to list your home on the MLS for a fixed fee. However, only licensed agents have direct access to the MLS. They partner with agents, all you have to do is choose a plan that suits your needs. And voila! You save thousands.

With thousands of Californians and New Yorkers moving to Indiana, your property will gain exposure to a larger pool of potential buyers. Once your property is listed on Indianapolis MLS, agents can view it and share it with interested buyers.

Flat Fee MLS IN Houzeo Exposure
If you list with Houzeo, your listing will also be visible on popular sites like Zillow, Realtor.com, and local MLSs.

How Much Can You Save With a Flat Fee MLS Service in Indianapolis?

In Indianapolis’s affluent areas like Miles Square, Old Northside and Carmel the median home prices are $235,000, $665,000 and $515,000 respectively. Selling your home through a traditional agent could cost you tens of thousands of dollars in commission fees.

However, with top Indiana Flat Fee MLS listing services like Houzeo, you can save up to $18,501 when selling a $625,000 home in the Circle City. You can use these savings to put your kids through college, upgrade your kitchen, or enjoy a luxury cruise!

Service ProviderMLS Listing Fee in IndianapolisSavings
Traditional Agent3% Commission – $7,050$0
HouzeoFixed Fee – $249*$6,801
* Houzeo’s Gold Plan costs $249 and has a 1% closing fee.

How to List My Home on MLS in Indianapolis via Houzeo?

Here’s how to list your house on Indianapolis MLS in five steps:

  1. Create Your Account: Download the Houzeo Mobile App or go to Houzeo.com and click “Start Listing Now.” You’ll then have to provide basic information, like your name, contact details, etc., to set up your account.
  2. Add Property Details and Photos: Go to the Houzeo dashboard and click “Sell a Property.” Submit details about your home, such as the number of rooms and baths, square footage, etc. Also, upload high quality pictures and highlight what makes your Indianapolis home special!
  3. Set Your Asking Price: Use online tools such as a home worth calculator to check the value of your home and set the asking price accordingly.
  4. Choose Your MLS Plan: Houzeo offers 3 flat fee packages. Once you select a plan, the necessary documents will be automatically assigned to you.
  5. Sign the Listing Agreement: Review and sign the listing agreement and complete the paperwork. If everything is in order, the real estate broker will make your listing live within 48 hours.

Pros and Cons of Listing With Indianapolis Flat Fee MLS Services

 Pros

  1. Great Savings: With a Flat Fee MLS service, you typically pay a fixed fee, up to $300. With a Peoria Flat Rate MLS service, you can save up to $7,050 on an average $134,000 home.
  2. Max Exposure: Your home listing is shared with major Indiana real estate websites like Zillow, Redfin, and Trulia. This makes your home visible to local and national buyer agents.
  3. Full Control: You can set your price, negotiate directly with buyers, and control the showing schedule with a Flat Fee Indianapolis real estate broker.

❌ Cons

  1. Limited Support: When you choose pocket-friendly plans ranging from $75 to $99, you likely end up handling a lot of paperwork, pricing, and negotiation all by yourself.
  2. Add On Charges: Even some of the best Indianapolis Flat Fee MLS listing services do not offer critical marketing tools like yard signs, open house schedulers, and pricing assistance in their basic packages. You will likely pay $500 to $1,000 more in add-ons.
  3. Hidden Fees: One of the biggest cons of working with Flat Fee Indianapolis listing services is the hidden fee disclosed at the closing table. It’s so late you can’t even back out of the contract now!
  4. Time Commitment: Flat Fee MLS services offer virtual broker assistance mostly. You will have to dedicate significant time to market, list, and eventually sell your Indianapolis home.

Mistakes to Avoid With a Indianapolis Flat Fee MLS Service 🚫

To ensure a successful home sale in Indianapolis, ensure that you do not:

  1. Overprice Your Property: An unrealistic listing price can drive away serious buyers and increase your home’s days on market. Use a home worth calculator to set an appropriate value for your house.
  2. Forget to Prepare Your Home: Most buyers aren’t interested in shabby homes needing repairs and maintenance. If you’re serious about selling, improve your curb appeal, declutter your home, and make minor fixes to attract offers.
  3. Neglect Marketing Efforts: MLS exposure is great, but it’s not enough in Indianapolis’s competitive market. Use traditional marketing tactics like yard signs to attract drive-by traffic. Learning how to list a home for sale on Facebook Marketplace is another great way to get more offers.
  4. Ignore Legal and Paperwork Requirements: FSBO paperwork is complex. But that’s not a good enough reason to overlook crucial documents like a Indiana seller disclosure. Remember to consult with a real estate attorney to verify your contracts.
  5. Provide Incomplete or Inaccurate Listing Details: Falsifying your listing information is the fastest way to get sued in Indianapolis. Not only do you risk the deal falling through, but the MLS will also penalize you with a hefty fine. Double-check your listing to avoid more expenses.
  6. Dismiss Buyer Inquiries and Offers: Serious buyers have many housing options to choose from in the current Indiana real estate market. Respond promptly to all inquiries and offers to avoid losing out on a serious buyer.
  7. Choose the Wrong Flat Fee MLS Service: The wrong flat fee company will drown you in hidden fees, outdated tech, expensive add-ons, and poor customer support. Why throw away more than $500 for nothing when you can get superior service at just $199?

Frequently Asked Questions

What is the best Flat Fee MLS listing service in Indianapolis?

Houzeo is one of the best flat fee services in Indianapolis because of its advanced tech and stellar customer reviews. Mink Realty and Flat Fee Realty are other great options.

What percentage do most Realtors charge in Indianapolis?

Realtors in Indianapolis typically charge a commission of 5% to 6% of the home's sale price. The fee is split between the buyer's and seller's agents. However, under the NAR settlement guidelines, sellers can negotiate the buyer agent commission.

Are flat fee commissions legal in Indianapolis?

Flat fee commissions are legal all over the United States, including Indianapolis. You can use a closing costs calculator to estimate your expenses with flat fee commissions in the Circle City.

Is a seller’s disclosure required in Indiana?

Yes! The Indiana seller disclosure form reveals all material defects and the general state of your property to potential buyers. It helps protect you from legal disputes and ensures buyers know exactly what they are purchasing.

Do you have to be a Realtor to access the MLS in Indianapolis?

Yes, only licensed real estate agents or brokers can directly access the MLS in Indianapolis. However, homeowners can gain access by working with Flat Fee MLS services like Houzeo. These services list your home on the Indiana MLS for a flat fee.