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10 min read Oct 16, 2024

Flat Fee MLS Indianapolis, IN | 8 Companies With No Red Flags 🚩

Editor
Edited By

Carol Coutinho

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Editor
Edited By

Carol Coutinho

Editor, Houzeo
About

Carol C. is a versatile editor, expertly refining real estate content with precision and creativity. When not exploring market trends, she is immersed in the enthralling world of the theatre.

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From Greenwood to Carmel, Flat Fee MLS services have helped Hoosiers save thousands in 2024. Flat Fee MLS Indianapolis services will list your house on the MLS for a fraction of what you’d pay a 6% Realtor.

There’s more good news. You save the 3% listing agent commission with a Flat Fee MLS listing in Indianapolis. You will also save on the 2.5% to 3% buyer agent commission with the NAR Settlement. That’s a potential saving of $15,000 on an average $250,000 home in the Capital City!

Rankings: 8 Flat Fee MLS Indianapolis Companies in 2024

Flat Fee MLS ServicePrice100% OnlineOffer ManagementShowing Management5-Star ReviewsMobile App
1. Houzeo$399
2. Mink Realty$299 - $499
3. Flat Fee Realty$199
4. Mentor Listing Realty$399
5. FSBO.com$495
6. List With Freedom$395
7. I Sold My House$399
8. Paradigm Realty$499

Reviews: 8 Best Flat Fee MLS Indianapolis Listing Services

1. Houzeo

#1 Flat Fee MLS Service

Houzeo.com
Houzeo Logo
  • Listing Fee: $399
  • Available nationwide
  • Houzeo has 4.9 out of 5 stars 4.9/5 (10,020+ reviews)

Houzeo is a high-tech platform with easy listing, fast changes, and online showings and offers.

You can choose from 4 Flat Fee MLS packages:

  • Bronze Package – $399+$350 at Close: This package offers a Houzeo listing only for 6 months with 24 photos.
  • Silver Package – $399+0.5% at Close: This offers maximum photo upload and provides you with seller disclosures.
  • Gold Package—$429+0.5 % at Close: This is Houzeo’s signature MLS package and includes all the technology Houzeo is known for, such as Houzeo Showings, Houzeo Offers, and DigiTransact.
  • Platinum Package – $449+1% at Close: It includes the assistance of a licensed broker to help you with negotiations, seller disclosures, and closing.

👉 Our Take: We recommend the GOLD plan. You’ll have access to Houzeo tech, making managing showings and offer negotiations easy! Before you list, confirm all prices on your particular state’s pricing page.

» Houzeo Reviews: Find out why 10,000+ Americans love Houzeo.

Houzeo is America’s #1 Flat Fee MLS service because of 5 reasons:

  1. Max Exposure: Houzeo’s listing packages get your home on Zillow, Trulia, Realtor.com, Redfin, and 100s of other real estate websites.
  2. 5-star Customer Service: Houzeo has a fully staffed customer service desk available 6 days a week. Chats and emails are open 7 days a week.
  3. 100% Online: Houzeo is a high-tech platform with easy listing, fast changes, online showings, and online offers. Its powerful house search app makes your home visible to potential buyers on the go.
  4. No Hidden Fees: All fees are disclosed upfront, so there are no Houzeo hidden fees. You get to bypass the traditional listing agent commission.
  5. Free Home Value Estimator: Now, you can get a free home value estimate within 30 seconds. It helps you set a listing price.

There are no dealbreakers with Houzeo.

» Is Houzeo Legit?  Houzeo addresses all Houzeo complaints from home sellers.

Houzeo is rated 4.9 out of 5 stars by thousands of home sellers on Google & Trustpilot.

» Houzeo ReviewsHouzeo is rated Excellent by 10,020+ home sellers.

Houzeo.com is Indiana’s #1 ranked Flat Fee MLS service. Houzeo provides an unbeatable combination of max savings, 5-star customer support, and cutting-edge technology.

In Indiana, the Bronze package costs $399. The Silver package costs $399 +0.5% at close and the Gold package costs $429 +0.5% at close. The Platinum package costs $449 +1% at close.

» Flat Fee MLS Indiana: Check our rankings of the best Flat Fee MLS companies in Indiana.

2. Mink Realty

MID-RANGE OPTION

Mink Realty
Mink-Realty-Logo
  • Listing Fee: $299 - $499
  • Additional Fees: $25-$700 for optional services + $250 at closing
  • 5 Stars  5/5 (70+ reviews)

Mink Realty offers three flat fee MLS listing packages.

  • Silver package – $299 + $500 at closing: Best for selling land or lots. Includes a listing term of 6 months with 6 photos. You get email support only.
  • Gold package – $499 + $500 at closing: Includes a listing term of 6 months with 50 photos. Additionally, you get a yard sign, a showing time app, and social media posts.
  • Platinum package – $499 + $2,500 at closing: You get all the services from the Gold plan with Realtor assistance offers, closing contract review, negotiations, repair requests assistance, etc.

Listing Upgrades:

  • Realtor Assistance: $800
  • 6-month Listing Extension: $250
  • Upgrade from Silver to Gold: $200 and many more

👉 Our Take: The lowest package only allows land or lot listing. The $499 Gold package is a comprehensive one for seasoned sellers. 

  • Market Exposure: Your property will get syndicated on many local and national websites like Remax, Zillow, Trulia, Realtor.com,
  • Buyer Lead Forwarding: All buyer leads are directly forwarded to you with no agent interference.
  • Customer Support: The Platinum package offers both email and phone support. All other packages provide only email support.
  • Coverage: Mink Realty offers Flat Fee MLS services across the state of Kentucky.

In our research, we found no red flags with Mink Realty. Donna Mink has a stellar reputation within the broker community. 

Mink Realty, however, has a significant number of upgrades. If you choose a basic plan, we advise you to set aside money for these costs because they can quickly mount up.

Mink Realty has an “Excellent” 5 out of 5-star rating from 70+ total reviews on Houzeo.com.

» Mink Realty Reviews: Read what Houzeo home sellers have to say about working with Mink Realty.

Mink Realty is our #2 ranked Flat Fee MLS service in Indiana. What sets Mink Realty apart is its Managing Broker – Donna Mink.

Donna Mink is an experienced Flat Fee MLS broker representing thousands of home sellers. With Mink Realty, you can list and sell properties all over Kentucky and Indiana.

3. Flat Fee Realty

UNLIMITED LISTING TERM

Flat Fee Realty
Flat-Fee-Realty-logo.
  • Listing Fee: $99 - $595
  • 0.1% to 0.25% additional fees
  • 4.25 stars 4.3/5 (90+ reviews)

FlatFeeMLSRealty offers three real estate listing packages to suit different needs and budgets:

  • Silver Package – $99: This package includes a 3-month listing term and up to 15 photos with 10 listing changes.
  • Gold Package – $249: This package comes with a 6-month listing term and enables you to include up to 50 photos with unlimited listing changes.
  • Platinum Package – $549: This package has unlimited listing terms and changes with 25+ HD photos.

👉 Our Take: Flat Fee Realty is an affordable option. However, they do charge additional fees for optional upgrades like additional photos and listing changes.

These are some pros of Flat Fee Realty in the areas it operates:

  • Cost-Effective: Flat Fee Realty offers an affordable flat fee listing package.
  • Free listing Changes: You can make changes to your listing without paying any additional fees.
  • Easy Cancellation: You can cancel anytime and get a refund within 30 days of purchase. If you decide not to sell your home, some of your listing fees will be refunded.

In our research, we have found certain drawbacks of Flat Fee MLS Realty.

  • Not for First-Time Sellers: Flat Fee MLS Realty may not be ideal for you if you are a first-time seller. You’ll have to conduct tours and communicate with buyers on your own.
  • Expensive Add-ons: For services like professional photography, you have to pay an additional $460 with the Silver package and $300 with the Gold package.

Flat Fee MLS Realty has 4.3 out of 5 stars from 90+ total reviews on Google.

» Flat Fee Realty Reviews: Read our in-depth review of Flat Fee Realty.

Flat Fee Realty offers a single Flat Fee MLS package that varies from state to state. With this package, you get free listing changes and related disclosures. ​

However, Flat Fee Realty requires you to pay a minimum 2% buyer agent commission, 0.25% of which goes as a kickback to your listing agent. This means you end up paying a small commission to the listing agent at closing.

In Indiana, Flat Fee Realty offers a $299 MLS listing package. The package includes 6 months of listing term with 6 photos to upload.

4. Mentor Listing Realty

MID-RANGE PACKAGES

Mentor Listing Realty
Flat-Fee-MLS-Illinois-Mentor-Listing-Realty.
  • Listing Fee: $299 - $399
  • Optional services fees: $45-$590
  • No credible reviews were found

Mentor Listing Realty Inc offers three Flat Fee MLS Packages.

  • Basic Package – $299: It includes 1 photo and a listing term of 6 months. You get unlimited open house listings, state disclosure forms, and contracts. You also have Broker support and assistance.
  • Standard Package – $349: It includes everything from the Basic Package plus 6 photos.
  • Premium Package – $399: The number of photos is 25 and includes the same services as the other two packages.

Listing Upgrades:

  • Full Representation Service: $499
  • Premium Sign: $75
  • Mechanical Lock Box: $45
  • Electronic Lock Box: $100 one-time rental fee, plus a $150 refundable deposit
  • Market Survey Report: $175
  • Color Flyers: 100 for $65
  • Basic Sign: $45

👉 Our Take: Mentor Listing Realty serves as a seller’s agent only. Their agents are experts in the local market. However, you will end up paying an additional cost for listing upgrades.

Mentor Listing Realty’s highlight services are:

  • Unlimited Open House Listings: You can have as many open houses as you want to help get your home sold.
  • Professional Broker Support: A professional broker will help you through the home selling process. This support is in all the packages but only via phone and email.
  • All Important Paperwork Provided: Mentor Listing Realty will provide you with all the state disclosure forms and contracts. They will also help you complete the necessary forms to sell your home.

In our research, we encountered some deal breakers with Mentor Listing Realty are:

  • Only 1 Photo for Basic Package: Although the services offered are similar to the other packages the basic flat fee MLS package includes only one photo. This does not help the buyer understand what your house looks like.
  • Limited Automation: Mentor Listing Realty has a limited tech stack. Many processes like form filling are done manually. Therefore, your listing process might get delayed.
  • Additional Cost: They charge additional costs for services like a lockbox, market survey reports, etc.
  • Limited Coverage: They only cover 2 states: Illinois and Indiana.

Mentor Listing Realty has no credible ratings available.

Mentor Listing Realty offers unlimited open houses as part of all its packages. The company provides most of the services you may require to sell your home, but they can be expensive.

Moreover, Mentor Listing Realty has a limited tech stack. As a result, many procedures, including evaluating proposals and monitoring inspections, will be completed offline. Thus, your listing process might get delayed.

5. FSBO.com

NATIONAL REFERRAL COMPANY

FSBO.com
Logo - FSBO.com
  • Listing Fee: $99.95 - $399
  • Limited a la carte items
  • No credible reviews were found.
  • FSBO Package – $99.95
  • MLS Package – $399.95
  • Multiple Categories of Listings
  • User-Friendly Interface
  • Nationwide Coverage
  • Limited Automation
  • Unpredictable Broker Quality
  • Extra Charges for Listing Photos
  • Expensive à la carte Services

FSBO.com has no credible customer reviews on popular review sites like Google or Trustpilot.

» FSBO.com Reviews: Read why the oldest FSBO website isn’t the best anymore.

FSBO.com is available in all states with coverage in 50+ markets. FSBO allows sellers to list their property for sale while saving on the listing agent commission.

But you should know that a la carte items can add up to a total of $335 additional costs! For example, If you wish to avail of CSS showing service, and e-lockbox rental, then you have to pay $75 and $150 over your flat fee package.

6. List With Freedom

COMPREHENSIVE PACKAGES

List With Freedom
List-with-freedom
  • Listing Fee: $89 - $395
  • List within 48 hours
  • 4.5stars  4.7/5 (600+ reviews)

List With Freedom is one of the oldest Flat Fee MLS services based out of Florida. It offers 3 packages:

  • Gold – $89: This plan offers a 6-month MLS listing with up to 25 photos. You can decide the buyer’s agent compensation, but a 0.50% compliance fee is charged at closing.
  • Platinum – $195: This plan includes everything from the Gold Plan but allows maximum photos and lowers the compliance fee to 0.25%.
  • Platinum+ – $395: This plan includes everything in the Platinum Plan, along with a 12-month listing. It also offers an online showing service, unlimited open houses, a personal transaction coordinator, and a yard sign.

👉 Our Take: List With Freedom is a good option for experienced sellers. However, it’s important to note that they charge a compliance fee at closing, which adds to the total cost of their services.

Here’s what stands out about List With Freedom:

  • Affordable Pricing: List With Freedom listings start at $89.
  • Unlimited Listing Changes: You can make unlimited updates to your listing without extra costs.
  • Market Exposure: Homes are listed on the MLS and various national websites, including Realtor.com, Zillow, Trulia, etc.
  • Buyer Leads Forwarding: All buyer leads are directly forwarded to you without agent involvement.

Here are some of the drawbacks of working with List With Freedom:

  • Additional Fee at Closing: List With Freedom charges a compliance fee of 0.25%–0.50% at closing, which can add to the overall cost.
  • No Agent Support: There’s no agent support to assist with contract review, negotiations, or market analysis. Sellers must handle everything independently.

List With Freedom has a 4.7 out of 5 stars rating from 600+ reviews on Google.

» List With Freedom Reviews:  Is List With Freedom a good choice? Find out the details in our review!

Ralph Harvey, headed List With Freedom, has affordable listing packages that are ideal for an experienced seller. The listing process is quick and simple.

But you can only get MLS listings with List with Freedom as they do not provide any pricing or negotiation assistance. If you are new to the real estate market, you will need guidance throughout the selling process!

🚩 Fees at Closing: List With Freedom charges a 0.25% fee at closing. They do not disclose this fee upfront on their “Pricing” page.

7. I Sold My House

GOOD CUSTOMER SUPPORT

ISoldMyHouse
ISoldMyHouse Logo
  • Listing Fee: $299 - $399
  • List within 48 hours
  • 4.75 Stars 4.7/5.0 (35 reviews)

Packages:  ISoldMyHouse.com fees are as 2 Flat Fee MLS listing services.

  • Get Listed Package – $299: This package allows a maximum of 6-10 photos. Buyer leads will be directly forwarded to you.
  • Get Sold Package –  $399: This package allows a maximum of 25 photos to be uploaded. Both packages provide free cancellation.

👉 Our Take: As per our research, we suggest the Get Sold Package as a better alternative to get your home sold.

» ISoldMyHouse Reviews: Are they the right choice? Read to find out.

  • You are on your own to market your property.
  • Poor customer service as reported by users.
  • The all-inclusive plans start from a 3% Commission.
  • Save on listing agent commissions and additional fees.
  • Buyer leads are directly forwarded to the home seller.
  • Powerful real estate marketing platform.
  • Maximum exposure on internet search engines, real estate search portals, and social media to target potential buyers.

ISoldMyHouse has 4.7 out of 5 stars (35 total reviews) on BBB.

» ISoldMyHouse.com: Check isoldmyhouse.com reviews on Houzeo and choose accordingly.

iSoldMyHouse is a great choice in the 8 states it covers. Kris Lippi, the Broker Owner of iSoldMyHouse is an experienced Flat Fee broker with thousands of transactions under his belt.

In the remaining 42 states and Washington D.C., iSoldMyHouse.com is only a referral service. They act as a middleman and will sell your information to a local broker who will help you list on MLS.

8. Paradigm Realty

UNLIMITED CHANGES

Paradigm Realty
Paradigm-Realty-Logo
  • Listing Fee: $399 - $499
  • Hefty additional fees
  • 4.75 Stars 4.6/ 5 (65+ reviews)

Founded by Joshua Vida, Paradigm Realty offers Flat Fee MLS services:

  • $399 Package: The package comes with a 6-month listing term, max photos, unlimited free changes to your listing, and a free yard sign. Your listing also gets syndicated to popular websites like Zillow, Trulia, Realtor.com, and more.
  • Listing Upgrades: Various add-ons are available, such as max pictures in MLS, CMA report, and professional flyers at $50 each. You can also upgrade your listing up to 1 year for $99.

👉 Our Take: Paradigm Realty is a good option for experienced sellers. However, it might not be the most cost-effective choice as they charge additional fees for services often included in basic packages.

Here are some highlights of listings with Paradigm Realty Solutions.

  • Unlimited Listing Changes: Paradigm Realty offers unlimited listing changes. This makes it easy for sellers to keep their listings updated.
  • Buyer Leads Forwarded to You: The company forwards the buyer leads directly to you in both packages.
  • Buyer Rebate Available: Paradigm Realty offers up to $2,000 as a Buyer Rebate Program to sellers who use their services to purchase a home as well. 

In our research we’ve identified some disadvantages of listing with Paradigm Realty Solutions:

  • Extra Charges for Listing Photos: Paradigm Realty allows max photo uploads on the MLS, but they charge an extra $50 for this service.
  • Expensive à La Carte Services: Services like MLS lockbox rental are priced at $99 + $50 deposit. These services are expensive compared to other Flat Fee MLS listing competitors.

Paradigm Realty has 4.6 out of 5 stars from 65+ reviews on the popular review site Google.

Paradigm Realty is a licensed Indiana real estate brokerage offering Flat Fee MLS listings. The company’s packages differ only in terms of the listing period.

Furthermore, their à la carte services are pricey. Other Flat Fee MLS Companies provide comparable services at a much lower cost.

🚨 High Hidden Fees: Some Indianapolis Flat Fee services have charges that aren’t disclosed on their websites. These hidden fees can lower your net proceeds.

How Do Flat Fee Listing Services in Indianapolis Work?

Indianapolis Flat Fee Multiple Listing Services get your home on the MLS for a fixed fee. However, only licensed agents can access the MLS. So, the top flat fee services in Indianapolis work with these agents to list and market your home.

All you have to do is choose a plan that best suits your home-selling needs. And voila! You save thousands.

Once the MLS listing is live, buyer agents can view your property on the MLS and subsequently recommend it to prospective buyers.

Flat Fee MLS IN Houzeo Exposure
If you list with Houzeo, your listing will also be visible on popular sites like Zillow, Realtor.com, and local MLSs.

How Much Can You Save With a Flat Fee MLS Indianapolis Listing?

It depends on who you work with. A traditional full-service agent charges a 2.5% to 3% commission. On the other hand, an Indianapolis flat rate MLS listing service like Houzeo costs $399, with a closing fee of just $350.

Imagine a $250,000 home in the Capital City; you would pay $7,500 to the listing agent. However, listing with Houzeo would save you $6,751.

Service ProviderFeeCommission DueSavings
Traditional Agent3%$7,500$0
Houzeo$399$749*$6,751
* Houzeo’s Bronze Plan costs $399 and has a $350 closing fee.

Lara Shane Saved $24,000 With Houzeo, You Can Too!

Start Your Home Selling Journey

Save $$$ Like Lara

NAR Settlement Saves Sellers Thousands in Commission

The NAR Settlement went into effect on August 17, 2024. Buyer agent commissions can no longer be offered on the MLS. This means sellers will save thousands! But it also means there’s a lot more compliance and litigation risks.

Here’s what this means for you:

  • Sellers Can Save Thousands in Commissions: You will likely pay much less than the traditional 3% buyer agent commission. That’s because buyer agent commissions will be negotiated twice: Once when buyers engage buyer agents, and again when sellers review offer contracts.
  • Seller Priority #1 Will Be Paperwork (to Mitigate Compliance & Litigation Risks): Buyer agents mitigate all types of risks. From seller disclosures, offer contracts, contingencies, inspections, repair requests, appraisal, and closing – Buyer agents keep the paperwork tight. Their state licensing authorities, Realtor associations, and MLS’ audit paperwork compliance. Without buyer agents, sellers will have to learn and adapt. Or risk expensive litigation.
  • Negotiations Can Now Feel Like Haggling: Buyer agent commissions will now be part of offer contracts and buyer agency agreements. Buyers may ask sellers to include commissions in the form of seller concessions. That means home buyers and sellers alike will be negotiating commissions. Sellers will need expert licensed brokers to help them with these negotiations.
  • Buyer Agent Commissions Can Be Offered Offline: Buyer agent fees can still be offered outside of the MLS. They just cannot be advertised on the MLS.

How to Choose the Best Flat Fee Listing Service in Indianapolis, IN?

Here’s what you must consider when choosing IN Flat Fee MLS companies:

  1. Affordable Pricing: Select a Flat Fee MLS listing company that offers plans ranging from $300 to $800. Low listing costs may help you free up funds for other expenses like home staging or repairs.
  2. Maximum Exposure: Ensure that the Indianapolis Flat Fee MLS service provider gets your home on all the MLSs in your area. This will increase your home’s visibility.
  3. Maximum Photos: The MLS company must allow you to upload at least 22 pictures of your house. Professional photos taken from different angles help potential buyers visualize the property.
  4. Extended Listing Term: Choose a Flat Fee MLS Indiana listing service that keeps your listing live for at least 6 months. This way, you can wait for a better offer instead of feeling rushed to accept a less desirable one.
  5. Quick Listing: Select a local Flat Fee MLS Indianapolis listing service that gets your home on the MLS quickly. The faster your home is on the market, the less likely you will miss out on potential offers.

How to List on Indianapolis MLS via Houzeo

Follow these steps correctly to get an active MLS listing with Houzeo in 48 hours:

  1. Create Your Account: Download the Houzeo mobile app or go to Houzeo.com and click “Start Listing Now.” You’ll then have to provide basic information, like your name, contact details, etc., to set up your account.
  2. Enter Property Details: Go to the Houzeo dashboard and click “Sell a Property.” Submit details about your home, such as the number of rooms and baths, square footage, etc.
  3. Set Your Asking Price: Use online tools to check the value of your home and set the asking price accordingly.
  4. Choose Your MLS Plan: Houzeo offers 4 flat fee packages. Once you select a plan, the necessary documents will be automatically assigned to you. Completing the listing agreement will take just 20 to 30 minutes if done correctly.
  5. Add Property Description and Photos: Highlight your property’s key features to attract potential buyers. Upload high-quality photos showcasing major rooms and amenities such as a home gym or installed solar panels.

15,000 Americans Have Listed Their Homes via Houzeo!

What Are You Waiting For?

List Your Home NOW!

» Houzeo Reviews: Find out why Houzeo is one of Indianapolis’s best Flat Fee MLS listing services.

Alternatives to Indianapolis Flat Fee Listing Services

Indianapolis flat rate listing services are the best option for home sellers looking to retain most of their home equity.

However, if you don’t want to save your hard-earned equity, here are a few options for you:

  • Discount Real Estate Brokers: They are licensed real estate professionals who offer the same services as traditional agents but for a lower fee. Discount real estate brokers in Indianapolis charge between 0.5% to 2% commission.
  • Full-Service Realtors: They are real estate agents or brokerages that offer comprehensive services, including marketing, negotiation, paperwork, closing assistance, etc. However, they charge a 5% to 6% commission for their services.
  • iBuyers/Cash Home Buyers: iBuyers, such as Opendoor and Offerpad, purchase homes directly from sellers. They have strict home-buying criteria. Cash buyers in Indianapolis make offers for distressed houses within 24 to 48 hours.
  • For Sale By Owner Websites: For Sale By Owner websites in Indiana allow homeowners to list and sell their properties without the assistance of a real estate agent. However, your home won’t get the MLS exposure it deserves.

Final Word

You don’t need a full-service agent to sell your home in the Capital City.

With a flat fee listing on Houzeo, you can take control of your sale and save thousands. Get the same MLS exposure and expert tools at just $749 instead of a whopping 3% agent fee.

Frequently Asked Questions

Which is the best Flat Fee MLS listing service in Indianapolis, IN?

Houzeo is one of the top flat fee services in Indianapolis because of its advanced tech and stellar customer reviews. Mink Realty and Flat Fee Realty are other great options.

Can I list on the MLS without a real estate agent?

Yes, you can list your home on the MLS in Indianapolis without a real estate agent. Opt for a Flat Fee MLS listing service and eliminate the 3% listing agent's commission.

Is Flat Fee MLS legal in Indianapolis, IN?

Flat Fee MLS is legal all over the United States, including Indianapolis.

Is a seller’s disclosure required in Indiana?

Yes, you need to fill out the Indiana seller disclosure form when selling your home in Indianapolis. It helps you disclose all the material defects and the overall condition of your property to potential buyers.

Why should I list my property on the Indianapolis real estate Multiple Listing Service?

Listing your property on the MLS ensures maximum visibility to buyers and agents, giving your home more exposure. Using a Indianapolis flat rate MLS listing service can help you avoid paying full commission to a real estate agent.

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