From Lexington to Paducah, Kentucky home sellers can save upto $8,016 on the median $267,200 home selling via a Flat Fee MLS Kentucky service. That’s because when you opt for a Flat Fee MLS service, you’ll be listed on your local MLS, but for a small flat fee, as opposed to a 3% commission.
But Beware! Many cheap Flat Fee MLS services come with hidden fees. If it sounds too good to be true, it probably is. That’s why we’ve spent hundreds of hours researching the best Flat Fee MLS Kentucky services. Check out our rankings below!
Rankings: 5 Best Flat Fee MLS Kentucky Companies in 2025
| Flat Fee MLS Service | Price | 100% Online | Offer Management | Showing Management | 5-star Reviews | Mobile App |
|---|---|---|---|---|---|---|
| 1. Houzeo | $399 | ✅ | ✅ | ✅ | ✅ | ✅ |
| 2. Mink Realty | $299 | ✅ | ✅ | ✅ | ✅ | ❌ |
| 3. List With Freedom | $295 | ❌ | ❌ | ❌ | ❌ | ❌ |
| 4. I Sold My House | $399 | ❌ | ❌ | ❌ | ❌ | ❌ |
| 5. Flat Fee Realty | $249 | ❌ | ❌ | ❌ | ❌ | ❌ |
Reviews: 5 Best Flat Fee Listing Services in Kentucky
1. Houzeo.com
100% ONLINE PROCESS
Listing Fee: $3994.9/5
Houzeo is a high-tech platform that streamlines listings, updates, and online showings/offers. Choose from 4 Flat Fee MLS packages to simplify your home sale.
- Bronze Package – $399 + $350 at Close: You can upload 24 photos, and your listing term will be of 6 months.
- Silver Package – $409 + 0.5% at Close: You can post maximum number of photos allowed by the MLS and access seller disclosures.
- Gold Package – $429 + 0.5% at Close: You can avail the assistance of a licensed broker to guide you through the listing process.
- Platinum Package – $449 + 1% at Close: Your home is on the MLS for 12-months. Plus, you get virtual support from a licensed broker.
👉 Our Take: We recommend Houzeo’s Gold plan for expert broker support, including contract review and pricing guidance. Plus, enjoy concierge services that ensure a smooth and successful sale.
Houzeo is America’s #1 Flat Fee MLS service because of these reasons:
- Max Exposure: Your home listing is syndicated to popular real estate websites like Zillow, Trulia, Realtor.com, giving it nationwide visibility.
- 100% Online: You can list your home, manage listings, get paperwork done and close the deal all through a single platform and a powerful mobile app.
- 5-star Customer Service: You have access to 24/7 listing support with chat and email services 6 days a week.
- No Hidden Fees: What you see is what you pay. Houzeo mentions all of its fees upfront on its website.
There are no dealbreakers with Houzeo.
» Is Houzeo Legit? Houzeo addresses home sellers concerns with efficiency.
Houzeo is rated an impressive 4.9 out of 5 stars by thousands of home sellers on Google and Trustpilot.
» Houzeo Reviews: Rated “Excellent“ by 10,000+ happy home sellers.
Houzeo.com is Kentucky’s #1 ranked Flat Fee MLS service. Houzeo provides an unbeatable combination of max savings, 5-star customer support, and cutting-edge technology.
In Kentucky, the Bronze package costs $399 + $350 at close. The Silver package costs $399 +0.5% at close and the Gold package costs $429 +0.5% at close. The Platinum package costs $449 +1% at close.
2. Mink Realty
MID-RANGE OPTION
Listing Fee: $299 - $4995/5
Mink Realty offers three Flat Fee MLS listing packages.
- Silver Package – $299 + $500 at Closing: You can list land or lot on MLS and other sites for 6 months with 6 photos. Buyer Leads are forwarded to you directly and you get email support. Mink Realty Yard Sign costs extra $25.
- Gold Package – $499 + $500 at Closing: Along with the services of Silver package, you get 1 open house ad at $25, Facebook post, showing app scheduling and agent feedback service. Also, you can upload up to 50 photos.
- Platinum Package – $499 + $2,500 at Closing: You get all the services from Gold plan with Phone support and Realtor assistance for contract, offers, inpection repair and negotiations. Additionally, the MLS listing term is 12 months.
Listing Options:
- Facebook Marketing Boost- $100
- Rush Service (MLS Same Day)- $100
- New MLS- $150
- Electronic Signing- $50
- MLS Temporary Withdraw- $50
- Photo Change Out- $50
- Open House Advertising- $25
- Upgrade from Silver to Gold: $200 and many more
👉 Our Take: The lowest package only allows land or lot listing. The $499 Gold package is a comprehensive one for seasoned sellers.
Here are some green flags about Mink Realty.
- Market Exposure: Your property will get syndicated on several real-estate websites like like Remax, Zillow, Trulia, Realtor.com,
- Buyer Lead Forwarding: All buyer leads are directly forwarded to you. This means no agent interference.
- Customer Support: The Platinum package offers both email and phone support. All other packages provide only email support.
- Coverage: Mink Realty offers Flat Fee MLS services across the state of Kentucky, Indiana and parts of Florida.
In our research, we found no red flags with Mink Realty. Donna Mink has a stellar reputation within the broker community.
However, Mink Realty has a significant number of upgrades. If you choose a basic plan, we advise you to consider the add-on prices too because they can quickly increase your overall cost.
Mink Realty has a stellar rating of 5 out of 5-stars from 79 reviews on Houzeo.
Mink Realty is our #2 ranked Flat Fee MLS service in Kentucky. The company provides comprehensive services at flat fees. What sets Mink Realty apart is their Managing Broker – Donna Mink.
Donna Mink is an experienced Flat Fee MLS broker and has represented thousands of home sellers. With Mink Realty you can list and sell properties all over the state of Kentucky and Indiana.
3. List With Freedom
COMPREHENSIVE PACKAGES
Listing Fee: $89 - $3954.7/5
List With Freedom is a trusted and established Multiple Listing Service that offers 3 packages:
- Gold Package – $89 + 0.5% at Closing: You can list you home for 6 months with 25 photos and unlimited changes. Online showing service, open houses, professional yard sign and other services are available at additional charges.
- Platinum Package – $195 + 0.25% at Closing: You get to list your property for 6 months with maximum number of photos. The rest of the services are the same as Gold plan.
- Platinum+ Package – $395 + 0.25% at Closing: You get a 12 months listing term along with online showing service, virtual tour, and some other features. You can add-on more services at some extra cost.
👉 Our Take: List With Freedom is a good option for experienced sellers. However, they have a compliance fee at closing along with the additional charges for add-on services which adds to the total cost.
List With Freedom helps list a house For Sale By Owner:
- Affordable Pricing: Their basic listing service starts at just $89.
- Unlimited Listing Changes: You can modify your MLS listing any number of times at no extra cost.
- Direct Buyer Leads: All buyer inquiries are forwarded directly to you, with no agent involvement. So you get to interact with the buyers and negotiate with them directly.
Here are some of the drawbacks of working with List With Freedom:
- Additional Fee at Closing: You need to pay a compliance fee of 0.25%–0.50% at closing, which can add to the overall cost.
- Extra Charges: Even with the Platinum+ plan, you need to pay extra for features like Open Houses, contract prep, and offer review.
- No Agent Support: You need to handle negotiations, do market analysis, and manage the selling process on your own.
List With Freedom has a 4.7 out of 5 stars rating from 600+ reviews on Google.
» List With Freedom Reviews: Is List With Freedom a good choice? Find out the details in our review!
Ralph Harvey headed List With Freedom has affordable MLS listing KY packages that are ideal for experienced sellers. The listing process is quick and simple.
However, you only get MLS listing as they do not provide any pricing or negotiation assistance. Pricing your home correctly is very important so if you are a first-time seller, make sure you get proper guidance or lose thousands of dollars.
4. I Sold My House
NO HIDDEN FEES
Listing Fee: $299 - $3994.6/5
I Sold My House offers 2 flat fee packages:
- Get LISTED- $299: You can upload upto 6-10 photos. Your listing is syndicated to major sites like Zillow and Trulia.
- Get SOLD- $399: You can add upto 25 photos and get all the services in the Get Listed package.
👉 Our Take: You can choose the Get SOLD package to get the most out of this deal.
I Sold My House offers the following advantages:
- Market Exposure: Your MLS listing gets syndicated to websites like Zillow, Trulia, Redfin, and Realtor.com.
- Buyer Leads Forwarded: You can directly access the buyer leads. All buyer leads are directly forwarded to you with no agent involvement.
Here are some deal breakers associated with I Sold My House:
- Limited Features: You cannot avail services like professional photography, yard signs, or comparative market analysis.
- Self-Managed Process: The entire selling process is DIY, you have to manage pricing, marketing, and the closing process.
I Sold My House has a rating of 4.6 out of 5 from 60+ reviews on Google.
» I Sold My House Reviews: Do consider reading these reviews before choosing I Sold My House.
ISoldMyHouse is a great choice for home sellers. Kris Lippi, the Broker Owner of iSoldMyHouse is an experienced Flat Fee broker with thousands of transactions under his belt.
However, they are not 100% online. Their packages provide only the bare necessities. You must pay an extra $75 – $140 for services such as a yard sign and a lockbox.
5. Flat Fee Realty
FLAT FEE PACKAGES
Listing Fee: $99 - $5954.4/5
Flat Fee MLS Realty offers three real estate listing packages to suit different needs and budgets:
- Silver Package – $99: This package includes a 3-month listing term and up to 15 photos. It allows you to make maximum 10 updates to your listing.
- Gold Package – $249: This package comes with a 6-month listing term and enables you to include up to 50 photos. You are allowed to make unlimited changes to your property listing.
- Platinum Package – $549: This package lists your property for an unlimited term and lets you upload up to 50 photo. You are allowed to make unlimited changes to your property listing.
Flat Fee Realty is an affordable option. However, they do charge additional fees for optional upgrades like additional photos and listing changes.
These are some pros of Flat Fee Realty in the areas it operates:
- Cost-Effective: Flat Fee Realty lets you list your property on the MLS for a flat fee. The listing also appears on other sites like Zillow, Trulia and Realtor.com.
- Quick Listing: Their Gold and Platinum packages promise an MLS listing in 24 hours.
- Free Listing Changes: You make changes to the details in your listing without any paying additional fees.
- Easy Cancellation: You can cancel or remove your listing from the MLS anytime, without paying any additional fees. If you change your mind before your property gets listed, you will receive a full refund.
In our research, we have found certain drawbacks of Flat Fee MLS Realty.
- Not for First-Time Sellers: Flat Fee MLS Realty may not be ideal for you if you are a first-time seller. You’ll have to conduct tours and communicate with buyers on your own.
- Paid Add-ons: For services like professional real estate photography, you have to pay an additional $450 with the Silver package and $300 with the Gold package.
Flat Fee MLS Realty has 4.5 out of 5 stars from 90+ total reviews on Google.
» Flat Fee Realty Reviews: Read our in-depth review of Flat Fee Realty.
Flat Fee Realty has a free cancellation policy that refunds the amount within 30 days of cancellation. When it comes to how does flat fee realty work with price and image updation after listing you can do it at no additional cost.
Flat Fee Realty Group has limited customization with additional packages for sellers. A 0.25% of the buyer’s broker commission is retained by the listing broker.
How Does a Flat Fee MLS Listing Service in Kentucky Work
Flat Fee MLS listing services allow you to list your home on the MLS for a fixed fee. However, only licensed agents have direct access to the MLS. They partner with agents, all you have to do is choose a plan that suits your needs. And voila! You save thousands.
With countless people migrating to Kentucky for its charming climate all year round, your property will gain exposure to a larger pool of potential buyers. Once your property is listed on the MLS, agents can view it and share it with interested buyers.
How Much Will I Save With a KY Flat Fee Listing Service?
In Kentucky’s affluent cities like Anchorage, Indian Hills, and Prospect, the median home prices are $415,000, $610,000, and $599,995 respectively. Selling your home through a traditional agent could cost you tens of thousands of dollars in commission fees.
However, with reliable listing companies such as Houzeo, you gain access to an exclusive listing experience at a competitive flat fee. For just $399 and a nominal closing fee of $350, you can list your home on the MLS—no matter the location, no matter the price.
For example, selling a $267,200 home with Kentucky Flat Fee MLS listing services could save you an impressive $7,267. You can use these savings to upgrade your property, buy your dream lakefront home, or enjoy Kentucky’s relaxed lifestyle.
| Service Provider | Fee | Commission Due | Savings |
| Traditional Agent | 3% | $8,016 | $0 |
| Houzeo | $399 | $749 | $7,267 |
» Houzeo Reviews: Find out why Houzeo is one of Kentucky’s best Flat Fee MLS listing services.
How to List on Kentucky MLS via Houzeo
Follow these steps correctly to get an active MLS listing with Houzeo in 48 hours:
- Create Your Account: Download the Houzeo mobile app or go to Houzeo.com and click “Start Listing Now.” You’ll then have to provide basic information, like your name, contact details, etc., to set up your account.
- Enter Property Details: Go to the Houzeo dashboard and click “Sell a Property.” Submit details about your home, such as the number of rooms and baths, square footage, etc.
- Set Your Asking Price: Use online tools such as a home worth calculator to check the value of your home and set the asking price accordingly.
- Choose Your MLS Plan: Houzeo offers 4 flat fee packages in its multiple listing service Kentucky plans. Once you select a plan, the necessary documents will be automatically assigned to you. Completing the listing agreement will take just 20 to 30 minutes if done correctly.
- Add Property Description and Photos: Upload high-quality photos of major rooms and amenities like a home gym or installed solar panels. Additionally, be sure to capture the vibrant hues of fall foliage in the backyard to enhance your listing.
Alternatives to Kentucky Flat Fee Listing Services
If you’re not interested in opting for the Kentucky MLS listing service, here are a few alternatives:
- Opt for a Discount Real Estate Broker: A Kentucky discount broker offers traditional Realtor services for lower rates. You will pay less, but your experience depends on the agent you get.
- Sell Your Home to Cash Buyers: Almost all cash buyers in Kentucky scour the MLS for homes for sale in Kentucky. This includes iBuyers, investors, and home flippers.
- List as a For Sale By Owner: In a FSBO sale, you will have to opt for “DIY” marketing strategies like using For Sale By Owner yard signs, word of mouth, open houses, etc. It is not as effective because your listing won’t be on Redfin, Trulia, Zillow, Realtor.com, and Homes.com.
Frequently Asked Questions
What is the best Flat Fee MLS listing service in Kentucky?
Houzeo is one of the best Flat Fee MLS Services in Kentucky because of its advanced tech and stellar customer reviews. Mink Realty and List With Freedom are other great options.
What percentage do most Realtors charge in Kentucky?
Realtors in Kentucky typically charge a commission of 5% to 6% of the home's sale price. The fee is split between the buyer's and seller's agents. However, under the NAR settlement guidelines, sellers can negotiate the buyer agent commission.
Are Flat Fee commissions legal in Kentucky?
Flat Fee commissions are legal all over the United States, including in Kentucky. Use a closing costs calculator to estimate your expenses with Flat Fee commissions in Kentucky.
Is seller’s disclosure required in Kentucky?
Yes! The KY seller disclosure form reveals all material defects and the general state of your property to potential buyers.
Do you have to be a Realtor to access the MLS in Kentucky?
Yes, only licensed real estate agents or brokers can directly access the MLS in Kentucky. However, homeowners can gain access by working with Flat Fee MLS services like Houzeo. These services list your home on the Kentucky MLS for a flat fee.
