BREAKING NEWS: Post the NAR Settlement, Loveland discount real estate brokers can save you almost the entire 6% commission. That translates to saving up to $29,700 in commission on an average $495,000 Loveland home.
Whether you’re selling a house in Fort Collins or Estes Park, the best discount real estate brokers in Loveland will help you save on the 3% listing agent commission. And an additional up to 2.5% to 3% on the buyer agent commission! That’s a cool $29,700 on an average Loveland home.
Rankings: Top 5 Loveland Discount Real Estate Brokers
We’ve listed the top 5 discount real estate brokers in the Sweetheart City based on how much you can save on an average $495,000 home.
| Rank | Discount Real Estate Broker / Company | Listing Fee | Max Savings | 100% Online | 5-Star Reviews* | Broad Coverage | Mobile App |
|---|---|---|---|---|---|---|---|
| 1. | Houzeo | $399 Flat Fee | ✅ | ✅ | ✅ | ✅ | ✅ |
| 2. | Fixed Rate Real Estate | $5,000 Flat Fee | ❌ | ❌ | ✅ | ❌ | ❌ |
| 3. | Homie | $5,000 Flat Fee | ❌ | ❌ | ❌ | ✅ | ✅ |
| 4. | HQ Homes | 1% Commission | ❌ | ❌ | ❌ | ❌ | ❌ |
| 5. | Trelora | 1% Commission | ❌ | ❌ | ❌ | ✅ | ✅ |
Types of Real Estate Discount Brokers in Loveland
There are two types of Loveland discount real estate brokers:
- Flat Rate Discount Brokers: Also called Flat Fee MLS companies, these discount realty services let you list your home for a fixed upfront fee. A Flat Fee MLS Colorado listing service costs between $399 to $4,000.
- Fixed Percentage Discount Brokers: These discount Realtors charge a fixed percentage of the home’s sale price. Typically, it is anything lower than the traditional 3% fee: 1%, 1.5%, 2% or 2.5%, etc.
Reviews: 3 Best Flat Rate Discount Real Estate Companies in Loveland
1. Houzeo.com: Max Savings, No Hidden Fees
#1 Discount Real Estate Service
Listing Fee: $399+$350 at closing4.9/5
Houzeo is a top technology-driven real estate platform. It offers 4 different packages:
- Bronze Package ($399 + $350 at Close): List your house for 6 months. You can upload 24 house photos.
- Silver Package ($399+0.5% at Close): List your home for 6 months and post maximum photos. Unlimited open houses and listing modifications are included in this package.
- Gold Package ($429+0.5% at Close): This package offers all the benefits of the Silver package, as well as licensed broker assistance, contract review, and more.
- Platinum Package ($449+1% at Close): This package offers virtual full-service support with a licensed broker. You can list for 12 months. Brokers assist you in negotiations, disclosures, and closing.
👉 Our Take: We recommend Houzeo to all home sellers. The company has an excellent customer rating of 4.9 out of 5 stars. It has extensive coverage across 47 states + DC, a feat achieved by only a handful of other services.
» Houzeo Reviews: Houzeo is 100% online. You can finish listing formalities within 60 minutes.
These are the key features that make Houzeo one of the top discount real estate brokers:
- Significant Commission Savings: You will pay just a small flat fee to list on the MLS. On average, home sellers who used Houzeo saved $12,511.
- No Hidden Fees: All costs are disclosed upfront so you don’t have to worry about hidden charges.
- Near Nationwide Coverage: Houzeo operates in 47 states and DC, with ongoing plans for expansion.
- Max Exposure: Houzeo packages give you access to renowned MLS companies.
- Advanced Technology: Eliminate the hassle of extensive paperwork. E-signature and online forms make house listing quick and easy.
- 5-star Customer Service: Dedicated customer support addresses your every concern easily.
- Mobile App: Houzeo’s mobile app lets you manage showing requests from verified buyers and buyer agents. You can either accept, reject, or reschedule showings at your convenience.
- Home Value Estimator: Houzeo’s Home Worth Estimator is online and quick to know the FMV of your home. It provides free home value estimate within 30 seconds.
There are no dealbreakers with Houzeo.
» Houzeo Reviews: Houzeo is rated “Excellent” by 10,000+ happy customers on Google Reviews and Trustpilot!
Houzeo Reviews: With over 10,000+ happy customers, Houzeo is the most trusted discount real estate broker.
Houzeo.com is Loveland’s #1 ranked Flat Fee MLS service. Houzeo provides an unbeatable combination of max savings, 5-star customer support, and cutting-edge technology.
In Colorado, Houzeo’s Bronze package is priced at $379 + 0.5% at closing. The Silver package is priced at $409 + 0.5% at closing, and the Gold package costs $429 + 0.5% at closing. The full-service Platinum package costs $449 + 1% closing.
2. Fixed Rate Real Estate
GREAT LOCAL EXPOSURE
Listing Fee: $5,000 Flat Fee4.9/5
Fixed Rate Real Estate is a flat fee discount brokerage based in Denver, CO.
For Home Sellers:
- Full-Service Package ($5,000): This package offers services such as comparative market analysis, price assistance, and coordination of showings, all with full transparency and no hidden fees.
- 0.005% Commission: Fixed-rate Real Estate charges 0.005% upon selling a property worth $1.1M+.
👉 Our Take: Fixed Rate Real Estate markets itself as a Flat-Fee Realtor. However, they charge do 0.005% for properties above $1.1M. The flat fee model is suitable for home sellers who want to sell their house with a prepaid amount for traditional broker services. However, the flat fee is higher than other discount real estate brokerages.
Here’s how Fixed Rate Real Estate stands out:
- Experienced Agents: Fixed Rate Real Estate offers expert advice from experienced brokers at every step of the process. Moreover, many customers reported the agents kept all communication factual and honest.
- Effective Marketing Strategies: Fixed Rate Real Estate uses creative marketing techniques to increase your property’s visibility. They promote your MLS listing on various social media platforms to attract potential buyers.
- Real Estate Tools: Fixed Rate Real Estate provides many helpful tools for selling a house, such as the property valuation tool.
Fixed Rate Real Estate has certain drawbacks:
- Limited Coverage: Fixed Rate Real Estate offers its services only in Denver and some of its nearby counties in Colorado. You may not get their services if you live outside their coverage area.
- Lack of Professionalism: Customers who bought properties through Fixed Rate Real Estate reported that the agents neither responded when they needed to nor disclosed all relevant information.
Fixed Rate Real Estate has a rating of 4.9 out of 5 stars on Google.
Fixed Rate Real Estate has been in the real estate business for almost a decade. It caters to home sellers and buyers through flat fee MLS packages. However, they have limited coverage and do not have a buyer’s rebate program.
3. Homie
FLAT FEE PACKAGE
Listing Fee: $5,000 to $10,000 Flat Fee4.4/5
Homie serves as a comprehensive real estate solution:
- Listing Price ($ 5,000 to $10,000): Homie sellers pay a flat fee, which varies based on the price of the home. For sellers, it charges a flat fee rate.
👉 Our Take: Homie offers a single flat fee package to sellers and multiple in-house services to buyers. It benefits buyers with better mortgage rates, suitable insurance, and hassle-free paperwork. Hence, you may consider buying a house through a Homie instead of selling.
Below are the key advantages of choosing Homie for your home sale:
- Manage Buyer Tours: Coordinate buyer tours from anywhere, ensuring convenience.
- Expert Homie Agent: You will meet a dedicated agent who will guide you throughout the process.
- Home Value Report: Receive a personalized home value report to help you set the right price.
- Professional Photos: Homie helps you get high-quality professional photos to showcase your home.
- Social Media Marketing: Homie promotes your home on social media to reach more potential buyers.
Below are the Homie drawbacks:
- Limited Coverage: Homie provides services in Arizona, Colorado, Idaho, Nevada, and Utah.
- Customer Support: As per the customer reviews, Homie agents cannot respond with proper guidance.
- No Advanced Tech: Some clients are disappointed with their slow and outdated technology.
Homie has a 4.4 out of 5 stars rating on Google.
» Is Homie Worth It? Read to know Homie benefits when selling your house.
Homie is a flat fee discount real estate brokerage. It was founded by Mike Peregrina in 2015 in Utah. They cater only to 5 markets Arizona, Colorado, Idaho, Nevada, and Utah.
Homie charges a flat fee package to let the sellers list their homes. It offers cash rebates, an all-cash offer, and more to the home buyers. However, you may need to do extensive follow-up with the agent to get your work done.
Reviews: 2 Best Fixed Percent Discount Brokers in Loveland
4. HQ Homes
COST-EFFECTIVE SERVICES
Listing Fee: 1% of Sale Price4.9/5
HQ Homes is one of the discount real estate brokerages in Colorado. They offer the following two packages:
For Home Sellers:
- 1% Commission: You need to pay a 1% commission on the final sales price to the agent. The package includes MLS listing, property marketing, and professional photographs.
For Home Buyers:
- 1% Buyer’s Rebate: Buyers get a 1% rebate of the sale price if they purchase their house through HQ Homes.
👉 Our Take: HQ Homes offers sellers all the traditional home-selling services at 1% commission. However, a high-value house may have to pay a considerably high commission.
HQ Homes offers the following advantages:
- Experienced Agents: HQ Homes agents have been in the business for 30+ years. Their market expertise can provide valuable guidance.
- Maximum Market Exposure: Properties get exposure on real estate websites like Zillow, Realtor.com, and Trulia. This can draw the attention of potential buyers and increase the number of offers.
- Buyer Agent Representation: As part of the buyer rebate program, homebuyers receive agent representation. They offer listing access, financial advice, assistance with legal matters, and more.
HQ Homes has the following drawbacks:
- Limited Coverage: The company offers services only in Denver, Boulder, and Colorado Springs. This makes their client base limited.
- Low Savings: For homes with lower sale prices, the 1% fee may not result in significant savings compared to other discount models.
HQ Homes has a rating of 4.9 out of 5 stars on Google.
Tony English established HQ Homes in 2000. It offers discounted commissions to home sellers and rebates to buyers.
5. Trelora
FULL-SERVICE REALTY
Listing Fee: 1% of sale price at closing4.3/5
130+ Reviews
Trelora is a full-service realty. It simplifies home ownership and makes real estate transactions transparent and fair.
- 1% of the Sale Price at Closing: Trelora lists and advertises your home on multiple marketplaces at just 1% of the sale price, which is typically a minimum of $3,000.
- 1% Buyer Broker Commission: Trelora offers just 1% buyer broker commission, with an option to cancel anytime until you go under contract.
👉 Our Take: Trelora is a good choice for sellers who prioritize savings and simplicity, but those who need hands-on agent attention may want to consider alternatives.
Here’s what makes Trelora a suitable option for your real estate transaction:
- Market Exposure: Along with the local MLS, your listing will also be advertised on sites like Realtor.com, Zillow, Trulia, etc.
- No Hidden Fees: Trelora doesn’t charge any hidden fees. The cost of all their services is included in the 1% of the sale price.
- Professional Photographers: Trelora’s listing package includes professional photography of your house to highlight its features.
There are some disadvantages of Trelora that you should consider, including:
- Lack of Personalized Support: Trelora might be less suitable if your situation is complicated and requires more personalized support.
- Limited Coverage: Trelora is available only in Arizona, California, Colorado, Georgia, Illinois, North Carolina, South Carolina, and Washington.
- Weak Customer Support: Customers have experienced a lack of clear communication while working with Trelora agents.
Trelora has an average rating of 4.3 out of 5 on Yelp.
» Trelora Reviews: Check out the customer reviews that can help you know more about Trelora.
Trelora is a low-commission brokerage headquartered in Denver, CO. Their agents handle multiple clients at a time. This could lead to miscommunication and a lack of personalized support.
Discount Real Estate Brokers Loveland: How Much Will You Save?💲
Loveland discount brokers can help you save almost the entire 6% commission, depending on your home’s worth.
If you choose a 6% full-service Realtor, you’d pay $29,700 to sell an average $495,000 house in the Sweetheart City. But, if you choose a flat-rate broker company, you save thousands. With Houzeo’s Gold plan, you only pay $2,904 and save $26,796!
NAR Settlement Saves Sellers Thousands in Commission
The NAR Settlement went into effect on August 17, 2024. Buyer agent commissions can no longer be offered on the MLS. This means sellers will save thousands! But it also means there’s a lot more compliance and litigation risks.
Here’s what this means for you:
- Sellers Can Save Thousands in Commissions: You will likely be paying much less than the traditional 3% buyer agent commission. That’s because buyer agent commissions will be negotiated twice: Once when buyers engage Buyer Agents and again when sellers review offer contracts.
- Seller Priority #1 Will Be Paperwork (to Mitigate Compliance & Litigation Risks): Buyer agents mitigate all types of risks. From seller disclosures, offer contracts, contingencies, inspections, repair requests, appraisal, and closing – Buyer agents keep the paperwork tight. Their state licensing authorities, Realtor associations, and MLS’ audit paperwork compliance. Without buyer agents, sellers will have to learn and adapt. Or risk expensive litigation.
- Negotiations Can Now Feel Like Haggling: Buyer agent commissions will now be part of offer contracts and buyer agency agreements. Buyers may ask sellers to include commissions in the form of seller concessions. That means home buyers and sellers alike will be negotiating commissions. Sellers will need expert licensed brokers to help them with these negotiations.
- Buyer Agent Commissions Can Be Offered Offline: Buyer agent commissions can still be offered outside of the MLS. They just cannot be advertised on the MLS.
Discount Realtors in Loveland: Pros and Cons
Even though cheap Realtors in Loveland will save you thousands in commissions, you should consider the advantages and disadvantages of hiring one:
Pros ✅
- Sell Home for a Discounted Fee: You’ll pay less fees for a discount real estate listing in Loveland than a 6% Realtor. Even if you only want to list your Loveland home on MLS, you pay a much lower fee than the typical 3% listing agent fee.
- Receive Full-Service Realtor Services: Discount real estate agents in Loveland will provide the basic services that any traditional agent would. This includes assistance with pricing your home, marketing, paperwork, and negotiations.
Cons ❌
- You May Become a Victim of Hidden Fees: Some discount brokerages in Loveland may charge hidden fees or sell essential services a la carte. Beware of shady discounted agents who lure you in with significantly low fees. Do your research and look at the best discount realtors in CO.
- Unreliable Service Quality: Discounted real estate brokers in Loveland handle multiple clients at once to make up for the reduced commission rate. They may not be able to provide personalized assistance all the time.
- High Cancellation Fees: An CO discount real estate broker can charge a minimum withdrawal fee within a specified period. Remember to carefully review the terms and conditions of the contract before signing.
Alternatives to Discount Real Estate Agents in Loveland
Here are some options if you do not want to opt for a discount Realtor in Loveland:
- Sell Your Home For Sale By Owner: In a FSBO sale, you’ll have to opt for “DIY” marketing strategies like using FSBO signs, word of mouth, open houses, etc. But your listing won’t be on Zillow, Trulia, Realtor.com, and Homes.com! Meanwhile, FSBO websites in Colorado will help you list on the MLS and increase exposure.
- Sell Your House to Cash Buyers: Almost all cash buyers in Colorado scour the MLS for Loveland homes for sale. This includes iBuyers, investors, and home flippers.
- Sell With a Full-Service Realtor: If you are not interested in saving your equity, you can hire a full-service, in-person Realtor in Loveland. You’ll end up paying a full 5% to 6% commission. That’s $29,700 on a $495,000 home gone!
Frequently Asked Questions
Who are the best discount real estate brokers in Loveland?
Houzeo.com and Fixed Rate Real Estate are the top discount real estate brokers in Loveland. Both provide an incredible combination of savings and technology. However, Fixed Rate Real Estate has only 77 reviews while thousands of sellers have rated Houzeo as 4.9 out of 5.
» Houzeo Reviews: Find out why 15,000+ home sellers love Houzeo.
How much is the real estate agent fees in Loveland?
On average, traditional agents in Loveland charge 5% to 6% of the sale price as commission. On the other hand, discount real estate brokerage firms in Loveland charge 1% to 3%.
How do I find a discount broker near me in Loveland?
You could choose a discount broker, or list your home using Houzeo. With Houzeo, your home will be listed on the MLS within 24 to 48 hours.
Can you negotiate Realtor fees in Loveland?
Yes, you can! In fact, post the NAR Settlement, you can now also negotiate buyer’s agent commissions.
